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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78125 reviews)

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4.90

Based on 78,125 reviews, last reviewed 20th Apr 2026

2520000% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal vs Klarna I used PayPal instead of Klarna to buy some bike wheels, also got £20 off. Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78125)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Brilliant experience, great service and very informa...

Brilliant experience, great service and very informative Reviewed on: 17th April 2026

Love the flexibility and different buying options.

Love the flexibility and different buying options. Great for budgeting . Reviewed on: 17th April 2026

So far so good

So far so good wish money went in faster both ways but apart from that all seems OK Reviewed on: 17th April 2026

At times my transactions get declined which is v poor.

At times my transactions get declined which is v poor.Needs improvement Reviewed on: 17th April 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The process is smooth, reliable, and very convenient for managing payments. Everything is clear and easy to use, and I appreciate the flexibility it provides. Customer service has also been helpful whenever needed. Overall, I’m very satisfied and would definitely recommend it to others. Reviewed on: 17th April 2026

No comment

No comment I've never had any issues with PayPal and I would recommend it to anyone. Reviewed on: 17th April 2026

Easy and stress free, no hidden fees

Easy and stress free, no hidden fees Reviewed on: 17th April 2026

Effective Interest-Free Financing for Large Purchases

Using PayPal Credit for large purchases can be highly advantageous, particularly when a 0% interest offer for up to 12 months is available. This allows consumers to spread the cost over time without incurring additional interest, making it an effective short-term financing option. Reviewed on: 17th April 2026

PayPal my life saver

I love the 4 months interest free credit Paypal is my life saver Reviewed on: 17th April 2026

I never have any issues, you get exactly what you ex...

I never have any issues, you get exactly what you expect. Reviewed on: 17th April 2026

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