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PayPal: PayPal Credit reviews

4.90
Based on 77,883 reviews, last reviewed 20th Apr 2026
2497300% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient, flexible and easy to manage I’ve been using PayPal Credit for some time now and it has made managing my spending much easier. The setup was quick and straightforward, and everyth... Read more Reviewed on: 20th April 2026
Ellen K's avatar
Ellen K

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77883)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy easy easy.

5
Easy easy easy. Just so easy to use and pay with Reviewed on: 16th April 2026

PayPal is the best and their customer service is top...

5
PayPal is the best and their customer service is top notch Reviewed on: 16th April 2026

flexible credit

4
Buy now and pay balance in full in four months, no interest charges works well for me when budgeting for large expenses Reviewed on: 16th April 2026

Overall experience is good with Paypal

4
Overall experience is good with Paypal Reviewed on: 16th April 2026

Very easy to use and secure couldn’t recommend it en...

5
Very easy to use and secure couldn’t recommend it enough Reviewed on: 16th April 2026

Very reliable and top quality

5
Very reliable and solid. No issues at all with the seamless service leaving me feel secure. Reviewed on: 16th April 2026

Good, clear rules set out for consumer, nice benefit...

5
Good, clear rules set out for consumer, nice benefits like paying off in certain amount of time means zero interest. Credit reviewed and upped automatically if applicable! Reviewed on: 16th April 2026

Excellent customer service

5
Always on point great service any issues or problems I ever had was quickly and efficiently resolved Reviewed on: 16th April 2026

Money back when you spend Brilliant

5
Money back when you spend Brilliant Reviewed on: 16th April 2026

Quick and easy to use anywhere!

5
Quick and easy to use anywhere! Reviewed on: 16th April 2026