Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77958 reviews)

View other PayPal products

4.90

Based on 77,958 reviews, last reviewed 20th Apr 2026

2504300% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Feel safe to shop online with PayPal, pay in 3 a goo... Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77958)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

bought stuff online was ripped off paypal gave me my...

bought stuff online was ripped off paypal gave me my money bak Reviewed on: 16th April 2026

Happy customer

Always ready to use and easy to pay whenever I want or can. Making purchase much easier and enjoyable. Reviewed on: 16th April 2026

Paypal has always been excellent from straight forwa...

Paypal has always been excellent from straight forward usage to customer service - a lot less hassle than raising a credit card dispute. Paypal credit at 0% interest is a no brainer Reviewed on: 16th April 2026

Easy to use with multiple bank accounts/payment sour...

Easy to use with multiple bank accounts/payment sources Reviewed on: 16th April 2026

Party ans security

Always use PayPal wherever possible for peace of mind and securely Reviewed on: 16th April 2026

PayPal credit is very easy to use and a convenient w...

PayPal credit is very easy to use and a convenient way to pay with 4 months interest free and an easy way to build your credit score I also like PayPal pay in 3 for spreading.the cost of some items Reviewed on: 16th April 2026

So far so good and greatly appreciated

So far so good and greatly appreciated Reviewed on: 16th April 2026

Great Option

Easy to use app and great customer service also good at keeping you updated. Reviewed on: 16th April 2026

It’s very helpful to use credit card when you are ou...

It’s very helpful to use credit card when you are out of balance in budget but still need to buy house stuff. Reviewed on: 16th April 2026

Makes my life better by allowing me to afford things...

Makes my life better by allowing me to afford things monthly Reviewed on: 16th April 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub