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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (164945)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

.customer relationship

5
. Good customer service,very prompt when raised a concern . Reviewed on: 7th July 2026

Smooth and easy transactions and options to spread t...

5
Smooth and easy transactions and options to spread the cost interest free which is a good. Reviewed on: 7th July 2026

Excellent service.

5
Excellent service. Excellent communication. Always prompt with payments reminders and refunds. Reviewed on: 7th July 2026

Easy and simple process with the added bonus of zero...

5
Easy and simple process with the added bonus of zero financial strain. Being able to pay in small instalments means I can buy items i need without worrying about the financial burden. Reviewed on: 7th July 2026

ive only ever needed it once, but when I did, it was...

5
ive only ever needed it once, but when I did, it was great Reviewed on: 7th July 2026

Very easy to use and effectivea.

5
Very easy to use and effective. Would recommend yo family and friends .ccccccccçccccccccccccccccccciiiiiiiiiiiiiiiiiiijjjiiiiuuùjjjuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuu Reviewed on: 7th July 2026

Very easy and straightforward feel very confident wh...

5
Very easy and straightforward feel very confident when purchasing goods with PayPal and can choose how to pay Reviewed on: 7th July 2026

Fantastic service nothing a problem

5
Fantastic service nothing a problem Reviewed on: 7th July 2026

As a single mum working full time the budget is tigh...

5
As a single mum working full time the budget is tight month to month .Paypal credit has allowed me to still have the little extras which would be unaffordable for me to pay in one go ,but spread across a number of months instead helps things feel more manageable and not break the bank. Reviewed on: 7th July 2026

Paypal review

5
A great site and easy to use, Customer service are very helpful Reviewed on: 7th July 2026

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