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PayPal: PayPal Credit reviews

4.90
Based on 76,615 reviews, last reviewed 19th Apr 2026
2378400% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal the best The best and safest thing u did is PayPal Reviewed on: 19th April 2026
Clarrissa f's avatar
Clarrissa f

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (76615)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very convenient and safe to use, using PayPal is alw...

5
Very convenient and safe to use, using PayPal is always a must for me. Reviewed on: 16th April 2026

Always had excellent service from Paypal and any iss...

5
Always had excellent service from Paypal and any issues have been dealt with promptly and efficiently Reviewed on: 16th April 2026

easy to use in online purchases.

5
easy to use in online purchases. I get 0% interest on purchase of £99 or more if i pay it off within 4 months. I also have the option to pay any of your purchases in 3 instalments without interest. So you can manage your monthly payment easily. Paypal is always my “go to” payment in any of my online purchases. I find that I don’t pay too much interest or none at all when i use it. Reviewed on: 16th April 2026

I like the 0% interest for 4 months

5
I like the 0% interest for 4 months Reviewed on: 16th April 2026

Nanny mo

5
PayPal our quick at solving issues with goods not received and there's always no hassle good credit and always ways to pay with no interest Reviewed on: 16th April 2026

Since using PayPal I have found it easy to use and f...

5
Since using PayPal I have found it easy to use and feel it is a safe way to transfer money and pay for my goods Reviewed on: 16th April 2026

Good confident that it will be hassle free on purcha...

5
Good confident that it will be hassle free on purchases, this gives added protection Reviewed on: 16th April 2026

Easy to use PayPal

5
Easy to use PayPal and if you have an issue with a payment they will sort it for you Reviewed on: 16th April 2026

It’s been amazing since I have been with PayPal and...

5
It’s been amazing since I have been with PayPal and when I was visiting my son abroad I would have been lost without you. thank you paypal Reviewed on: 16th April 2026

very helpful in difficult times.

5
very helpful in difficult times.PayPal is helpful when we travel with the whole family. Reviewed on: 16th April 2026