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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78186 reviews)

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4.90

Based on 78,186 reviews, last reviewed 20th Apr 2026

2525700% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always positive, I get help with all my enquiries, v... Always positive, I get help with all my enquiries, very quick and easy. Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78186)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I never have any issues, you get exactly what you ex...

I never have any issues, you get exactly what you expect. Reviewed on: 17th April 2026

It is easy to use PayPal at anytime and anywhere.

It is easy to use PayPal at anytime and anywhere.Easy with payments as well.So far so good. Reviewed on: 17th April 2026

I have used PayPal twice, very easy

I have used PayPal twice now and I find them incredibly helpful for building up a bit of credit score and the ease of the return payments on the app takes away the stress of payments. Very helpful Reviewed on: 17th April 2026

Top business

It is extremely easy to buy using PayPal. I like the fact that when there is an issue, PayPal deals with it very quickly. Reviewed on: 17th April 2026

10 out of 10 service, very good customer support.

10 out of 10 service, very good customer support. Reviewed on: 17th April 2026

Still reviewing

No issues so far. Will make a better review after more time. Reviewed on: 17th April 2026

My go to credit option.

I have had my PayPal credit for a few years now and it's very handy for unexpected bills or for that dream purchase that's just been reduced and too good to miss. I also love the choice of how long you choose to repay and even interest free if paid within 4 months. If you are looking for a flexible credit option with low interest rates and great customer service then look no further. Reviewed on: 17th April 2026

Never had any issues using the service

Never had any issues using the service Reviewed on: 17th April 2026

Quick and simple.

Quick and simple. Love paypal+, the debit card and the rewards are very easy to set up and use. Reviewed on: 17th April 2026

I got a late fee when I wasn’t due to...

I got a late fee when I wasn’t due to make a payment Reviewed on: 17th April 2026

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