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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146518)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use accepted universally usually my first ch...

5
Easy to use accepted universally usually my first choice when making large purchases. Great to know it has added protection for purchases. Reviewed on: 17th June 2026

Easy to use

5
Easy to use,useful when you are struggling Reviewed on: 17th June 2026

never had any issues with Paypal and the one time I...

5
never had any issues with Paypal and the one time I did have to contact customer care they were spot on Reviewed on: 17th June 2026

I’ve had good experiences when talking to customer s...

5
I’ve had good experiences when talking to customer services who helped with my PayPal account Reviewed on: 17th June 2026

I have been using PayPal for many years and have not...

5
I have been using PayPal for many years and have not ever had any issues I feel my money is safe when transferring etc. Reviewed on: 17th June 2026

Excellent experience by credit without interest

5
Excellent experience by credit without interest Reviewed on: 17th June 2026

I've been using paypal for years, helps with keeping...

5
I've been using paypal for years, helps with keeping money safe and have great options to help spread the cost. I'd be lost without them. Reviewed on: 17th June 2026

I don't buy stuff that I can't use PayPal, it makes...

5
I don't buy stuff that I can't use PayPal, it makes it safe and knowing that it's a secure way of paying is great, also having pay in 3 really helps to be able to buy more expensive stuff Reviewed on: 17th June 2026

Efficiency Efficient and easy to use.

5
Efficient and easy to use.app works well and easily integrated to mobile device. Reviewed on: 17th June 2026

PayPal is always my first choice with payment options.

5
PayPal is always my first choice with payment options. PayPal credit is quick and easy and pay in 3 is super helpful, even if your paying outright it’s nice to know you have buyer protection. Reviewed on: 17th June 2026

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