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PayPal: PayPal Credit reviews

4.90
Based on 78,355 reviews, last reviewed 20th Apr 2026
2541300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

find it is a help with my finances to spread out pay... find it is a help with my finances to spread out payments Reviewed on: 20th April 2026
Sue R's avatar
Sue R

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78355)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Perfect for business and personal use I'm 100% rec...

5
Perfect for business and personal use I'm 100% recommended Reviewed on: 17th April 2026

Always fantastic service service easy to use

5
Always fantastic service and easy to use Reviewed on: 17th April 2026

Easy to use

5
Easy to use use it when ever I need to Reviewed on: 17th April 2026

Service very easy and accessible to use

5
Service very easy and accessible to use Reviewed on: 17th April 2026

Click of a button.

5
Easy to use, easy to manage. All payments in one place with a simple click of a button. Reviewed on: 17th April 2026

Great, convenient, easy.

5
Great, convenient, easy. Great customer service Reviewed on: 17th April 2026

Great customer service keep it up

5
I have PayPal and PayPal credit - I keep an eye on balances and if I ever get an issue with a retailer PayPal are easy to contact and deal with the situation Reviewed on: 17th April 2026

Can be used in most retailers other than Amazon whic...

4
Can be used in most retailers other than Amazon which can be a pain Reviewed on: 17th April 2026

Excellent card.

5
Excellent card. Easy to use, smooth transactions, and very helpful for online shopping. Payments are flexible and the app is user-friendly Reviewed on: 17th April 2026

Expeditious, straightforward, and secure.

5
Expeditious, straightforward, and secure. I conduct all my purchases via PayPal checkout. Reviewed on: 17th April 2026