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PayPal: PayPal Credit reviews

4.90
Based on 79,360 reviews, last reviewed 21st Apr 2026
2633500% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal very often, Best way to manage my payme... I use PayPal very often, Best way to manage my payments! Reviewed on: 21st April 2026
C I's avatar
C I

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79360)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

All good brilliant service never had any issues with...

5
All good brilliant service never had any issues with anything wouldn’t use any other brand thank very much Reviewed on: 17th April 2026

No issue

5
Never have an issue and it’s totally user friendly. I make most of my online purchases with PayPal Reviewed on: 17th April 2026

Really good help me buy stuff and I can pay over tim...

5
Really good help me buy stuff and I can pay over time which helps a lot and I can buy without worrying about how I will pay it back Reviewed on: 17th April 2026

PayPal app is very easy to use with very good securi...

5
PayPal app is very easy to use with very good security features. It notifies me of any transactions to make sure it’s me using my account. Reviewed on: 17th April 2026

Very good service and credit limit

5
Very good service and credit limit Reviewed on: 17th April 2026

It's very easy to use , I can keep track of all my p...

5
It's very easy to use , I can keep track of all my purchases easily, Reviewed on: 17th April 2026

The credit application was easy and fair.

5
The credit application was easy and fair. The value given was appropriate and using the service is streamlined and efficient Reviewed on: 17th April 2026

Flawless experience always.

5
Flawless experience always. Using PayPal makes life easy when shopping and paying for goods. Reviewed on: 17th April 2026

Never had a bad experience with them

5
Never had a bad experience with them Reviewed on: 17th April 2026

It’s so easy.

5
It’s so easy. The biggest praise I can give is to say that once set up (which is so simple) you don’t even know that they are there, everything just happens automatically. Reviewed on: 17th April 2026

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