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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77175 reviews)

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4.90

Based on 77,176 reviews, last reviewed 19th Apr 2026

2431700% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is so easy to use and navigate and extremely... PayPal is so easy to use and navigate and extremely helpful when times are hard Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77176)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use online purchase.

Easy to use online purchase. You can use most of websites. Also good security check. Reviewed on: 16th April 2026

Excellent customer service

They are very good at explaining every detail. So easy to use. Reviewed on: 16th April 2026

My experience

Not applicable xxxxxxxxxxxxxxxxxxxx Reviewed on: 16th April 2026

use PayPal for secure ness

I always use PayPal for secure ness when paying for shopping Reviewed on: 16th April 2026

PayPal credit review

Clear and easy to use the app and website and good and notifying you Reviewed on: 16th April 2026

Very Simple

Very easy to navigate. Easy to use. Reviewed on: 16th April 2026

Amazing, did the difference when you needed most

Amazing, did the difference when you needed most Reviewed on: 16th April 2026

Ability to afford and easy to pay back

Ability to afford and easy to pay back Reviewed on: 16th April 2026

Easy to use and opportunities to buy items and pay i...

Easy to use and opportunities to buy items and pay in 4 months without interest Reviewed on: 16th April 2026

Easy to use & manage within PayPal App.

Easy to use & manage within PayPal App. Best to set up a direct debit to avoid interest charges. Reviewed on: 16th April 2026

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