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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157353 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (157355)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent customer service

Excellent customer service which is easy to access Reviewed on: 6th July 2026

Just great

Just a great way to spread the cost of purchases. Reviewed on: 6th July 2026

Great service

At a time when I really needed credit PayPal were there to help. It's been a very good experience. Reviewed on: 6th July 2026

Power to the people

I love using PayPal credit because it gives you 4 months interest free. Reviewed on: 6th July 2026

PayPal Credit is a valuable line of credit.

PayPal Credit is easy to obtain being fairly instant and there are lots of merchants that offer it. I would like to be able to pay it off just as instantaneously though, its a faff doing this. Reviewed on: 6th July 2026

Very simple transaction process.

Very simple transaction process. Easy to see and monitor payments. Easy to accept or decline credit increases. Reviewed on: 6th July 2026

I use pay pal credit as my 1st choice

I use pay pal credit for all my big purchases. I've never had any problems using it it always my first choice. Reviewed on: 6th July 2026

App is easy to navigate.

App is easy to navigate. Secure which gives piece of mind when buying. Option for pay in 3 or 4 months interest free is easy to manage with app. Reviewed on: 6th July 2026

Review of Paypal

no complaints.Would recommend.Flexilble approach. Reviewed on: 6th July 2026

Game changer

I’ve been using PayPal for as long as I can remember and loved it. When PayPal introduced different payment methods GAME CHANGER. Customer service actually talk like they work there and enjoy their jobs Reviewed on: 6th July 2026

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