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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146379 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146379)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flexibility

One of the most useful aspects has been the flexibility it offers when managing purchases online. Being able to spread the cost over time without needing to re-enter credit card details for each transaction has made budgeting for larger or unexpected expenses much simpler. Payments are clearly tracked in the PayPal account, and reminders help avoid missing due dates. The integration with online checkout is another strong point—many retailers already support PayPal, so using PayPal Credit feels like a natural extension rather than a separate system. Customer support and account management tools are also easy to access if any questions come up. Overall, it’s a practical option for anyone looking for a flexible way to manage online spending, as long as repayments are handled responsibly and within budget. Reviewed on: 17th June 2026

Convenient way to shop

Convenient way to shop, earning paypal+ points is a bonus Reviewed on: 17th June 2026

Always use paypal, it's reliable, easy and safe

Always use paypal, it's reliable, easy and safe Reviewed on: 17th June 2026

Easy to navigate and swift decision.

Easy to navigate and swift decision. Linked to account or card. Just Easy Reviewed on: 17th June 2026

Very easy to use, safe and secure everything in one...

Very easy to use, safe and secure everything in one place. Reviewed on: 17th June 2026

excellent service every time.

excellent service every time. never failed to deliver Reviewed on: 17th June 2026

I’ve had a great experience with the PayPal Credit C...

I’ve had a great experience with the PayPal Credit Card. The card is easy to use, and the rewards and payment options are very convenient. The app is excellent—it’s user-friendly, fast, and makes it simple to check balances, track transactions, and make payments. Everything is organized clearly, and I can manage my account anytime. Overall, it’s a reliable credit card with a great app that makes managing finances easy. Highly recommended! Reviewed on: 17th June 2026

Paypal is easy to use

Paypal is easy to use, the pay in 3 option is very useful especially for larger purchases. Reviewed on: 17th June 2026

I have a very positive experience.

I have a very positive experience. PayPal credit is very convenient and flexible. I use it whenever I need it. Reviewed on: 17th June 2026

Quick and easy .

Quick and easy .. great app great integration with most online platforms Reviewed on: 17th June 2026

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