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PayPal: PayPal Credit reviews

4.91
Based on 81,500 reviews, last reviewed 22nd Apr 2026
2832700% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My go to way to pay App is easy to use and feel safe paying this way, customer services have always been super helpful Reviewed on: 22nd April 2026
Claire F's avatar
Claire F

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
Restless's avatar
Restless

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81500)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent - easy to use

5
Excellent - easy to use and customer service etc very good too it’s handy to have Reviewed on: 18th April 2026

Excellent fast transactions easy to use

5
Excellent fast transactions easy to use Reviewed on: 18th April 2026

PayPal is great!

5
PayPal has so many ways to pay for goods and you can spread the cost of large purchases over 4 months interest free. Reviewed on: 18th April 2026

Simple to use, , not greedy like other credit cards

5
Simple to use, pay in 3 great idea , not greedy like other credit cards Reviewed on: 18th April 2026

Easy to use and completely secure.

5
Easy to use and completely secure. Reviewed on: 18th April 2026

You know if you have any problems PayPal are there t...

5
You know if you have any problems PayPal are there too help Reviewed on: 18th April 2026

Convenient and flexible payment option

5
I like the flexibility it offers for spreading out payments, which is helpful for larger purchases. As long as you stay on top of payments and understand the terms, it works very well and can be a great financial tool. Overall, I find PayPal Credit reliable, convenient, and a helpful option when you need a bit of extra flexibility. Reviewed on: 18th April 2026

Very clear , very easy to use , very helpful custome...

5
Very clear , very easy to use , very helpful customer service, nice packages for different needs Reviewed on: 18th April 2026

Amazing service throughout, I've been an account ho...

5
Amazing service throughout, I've been an account holder with PayPal for 20 years, its always my go to for online payments, I feel safe in the knowledge PayPal has my back Reviewed on: 18th April 2026

Just really easy and good.

5
Just really easy and good. Rewards are good too which always helps! Reviewed on: 18th April 2026