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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149867 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149868)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy peasy Paypal

A great and convenient way to pay online for many services. Reviewed on: 22nd June 2026

Always been very easy to use a check out and never r...

Always been very easy to use a check out and never really had much of a problem Reviewed on: 22nd June 2026

Used PayPal for 10plus years.

Used PayPal for 10+ years. Always great experience and very good benefits and credit options. Reviewed on: 22nd June 2026

Paypal credit has always been handy for me when need...

Paypal credit has always been handy for me when needing a little extra at the end of the month and they are great for sending a reminder when a minimum payment is due. The amount you are entitled to is far more than I need but a great relief to know it's there as a back up Reviewed on: 22nd June 2026

Never any problems, easy to use and quick for signin...

Never any problems, easy to use and quick for signing up Reviewed on: 22nd June 2026

Pay pal ***

Easy to use, although changing a delivery address is difficult to do. Ive had a few parcels sent to my previous address as a result Reviewed on: 22nd June 2026

Paypal - woohoo!

PayPal has helped me a lot - I especially appreciate PayPal credit. What a brilliant idea! Reviewed on: 22nd June 2026

Simple to use.

Simple to use. Credit readily available. Easy to checkout on a lot of retailer websites. Reviewed on: 22nd June 2026

the best ,safe feel good when useing them no worries...

the best ,safe feel good when useing them no worries at all thankyou Reviewed on: 22nd June 2026

Love it, easy, quick and convenient.

Love it, easy, quick and convenient. Flexible options and bonus schemes. Easier to use with debit and credit ohysical cards. Reviewed on: 22nd June 2026

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