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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77599 reviews)

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4.90

Based on 77,599 reviews, last reviewed 19th Apr 2026

2471300% increase in 5 star reviews

in the past 90 days

7000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a very positive experience using PayPal Cre... I’ve had a very positive experience using PayPal Credit. It’s easy to manage, the application process was quick, and it gives me flexibility when maki... Read more Reviewed on: 19th April 2026

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77599)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Have money then you need it.

Have money then you need it.Always helps in the difficult situations. Reviewed on: 16th April 2026

Love the pay on 3 no interest option

Love the pay on 3 no interest option Reviewed on: 16th April 2026

Very convenient, great customer service

Very convenient, great customer service Reviewed on: 16th April 2026

Good experience

Experience has been good, so far no issues. Paypal pay in 3 always comes in handy. Easy to use, quick, efficient. Would easily recommend. Reviewed on: 16th April 2026

I’ve found PayPal credit to be good value for money.

I’ve found PayPal credit to be good value for money. It’s easy to use, follow and understand. I appreciate being able to have the option of pay in 3 months terms. Sometimes it’s been a lifeline for larger purchases. Reviewed on: 16th April 2026

If I've had any problems or issue PayPal are always...

If I've had any problems or issue PayPal are always on hand to sort it out Reviewed on: 16th April 2026

Simplistic

Easy to apply easy to understand terms , excellent value Reviewed on: 16th April 2026

When I pay with Paypal I feel safe and comfortable.

When I pay with Paypal I feel safe and comfortable. Customer service is 5 stars. Reviewed on: 16th April 2026

David Mitul like Pay Pal Credit

I like everything there. Easy to pay to my friends. Quite often using pay in 3 . Helps me a lot . Just recently got my first paypal credit card . Very easy to use! Reviewed on: 16th April 2026

eu amo trabalhar com paypal , excelente

eu amo trabalhar com paypal , excelente Reviewed on: 16th April 2026

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