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PayPal: PayPal Credit reviews

4.90
Based on 81,727 reviews, last reviewed 22nd Apr 2026
2853400% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026
Michael Gerrard's avatar
Michael Gerrard

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (81727)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I didn't really like the idea of buying online, but...

5
I didn't really like the idea of buying online, but since I started using PayPal I've learned a lot and I love doing my shopping. Reviewed on: 18th April 2026

Perfectly safe & secure

5
Easy to use. Trustworthy & secure to use Reviewed on: 18th April 2026

works ,easy to set up and pay for things ,som...

5
Always works ,easy to set up and pay for things ,sometimes frustrating to contact but maybe I'm impatient. Reviewed on: 18th April 2026

PayPal the safest payer

5
PayPal are the safest way to protect your money Reviewed on: 18th April 2026

I love it

5
I love it. Its amazing and am enjoying it Reviewed on: 18th April 2026

Never had any issues and have used PayPal for over 2...

5
Never had any issues and have used PayPal for over 20 years. They have always been transparent and no problems with there business.. Reviewed on: 18th April 2026

Extortionate interest rates.

3
Extortionate interest rates. Interest free period is short and it's not clear how to pay off the free things vs the things that are compiling interest. Terms and conditions are the usual obfuscated small print, updated regularly and never for the better. Only one step up from payday loans in my opinion Reviewed on: 18th April 2026

Brilliant and very happy with how easy it is to use.

5
Brilliant and very happy with how easy it is to use. Reviewed on: 18th April 2026

Fantastic always good for any questions or help I mi...

5
Fantastic always good for any questions or help I might have needed thank you x Reviewed on: 18th April 2026

Love using PayPal and fell safe and secure

5
Love using PayPal and fell safe and secure Reviewed on: 18th April 2026

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