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PayPal: PayPal Credit reviews

4.90
Based on 82,050 reviews, last reviewed 22nd Apr 2026
2883700% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love Paypal credit. Love Paypal credit. Very flexible recommend it much more over other lenders. Very easy to set up and use Reviewed on: 22nd April 2026
Yabah k's avatar
Yabah k

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82050)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simplicity and flexibility

5
Easy and simple to use , statements are clear to understand and is very flexible with splitting payment . Reviewed on: 19th April 2026

Convenient

5
Convenient and provide options to pay longer interest free Reviewed on: 19th April 2026

PayPal is the most trusted method of payment

5
PayPal is the most trusted method of payment Reviewed on: 19th April 2026

Really helpful for cash flow

5
The 4 months 0% credit is really helpful, as it allows me to buy and sell, so I can make a profit and clear the debt before I pay any interest. Reviewed on: 19th April 2026

All ok and work properly.

4
All ok and work properly. Currency ekschenge is wery bed Reviewed on: 19th April 2026

PayPal easy to use

5
PayPal easy to use straight forward and uncomplicated Reviewed on: 19th April 2026

Have been using PayPal for many years now, never had...

5
Have been using PayPal for many years now, never had an issue. Services and offers are really good. Reviewed on: 19th April 2026

My best friend

5
They got my back when I need it. Reviewed on: 19th April 2026

Good service OK so far

3
Service is Doing better getting there Reviewed on: 19th April 2026

quick and easy has been using since a long time

4
quick and easy has been using since a long time Reviewed on: 19th April 2026