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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146222)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

Great easy to use

5
Great easy to use always known i am in good hands and my money is safe Reviewed on: 16th June 2026
David J's avatar
David J

The app is easy to use and has great service.

5
The app is easy to use and has great service. Reviewed on: 16th June 2026
Jennifer Box's avatar
Jennifer Box

I've found PayPal Credit to be transparent and easy...

5
I've found PayPal Credit to be transparent and easy to use. Having worked in financial services I've seen a lot of people vulnerable to predatory lenders, but PayPal commitment to protecting and treating consumers fairly is genuine. Reviewed on: 16th June 2026
R E's avatar
R E

Excellent

5
Excellent - easy to use service. Reviewed on: 16th June 2026
Matt's avatar
Matt

Pay pay is the best way to pay , always nice stuff ,...

5
Pay pay is the best way to pay , always nice stuff , best deals to buy with instantment Reviewed on: 16th June 2026
Ewelina 's avatar
Ewelina

Absolutely flawless.

5
Absolutely flawless. Just the easiest way ever to buy everything. If anything goes wrong there is a process that works like a dream Reviewed on: 16th June 2026
James W's avatar
James W

Good to have as a backup, easy for online purchases.

4
Good to have as a backup, easy for online purchases. I like the payments of 3. Reviewed on: 16th June 2026
Grace K's avatar
Grace K

Excellent customer care

5
Seamless experience and excellent customer care Reviewed on: 16th June 2026
Theboyz London's avatar
Theboyz London

My go to for online purchases

5
I've used PayPal credit for years, including the pay in 3 option. It's provided so many options that aren't usually available to me. And it's always safe. I've had to get in contact with customer support after an issue with bangood. The were fast to provide support and resolve my issue. Reviewed on: 16th June 2026
Michael's avatar
Michael

Excellent

5
Reliable and Excellent. monthly payments are very reasonable compared to others. Reviewed on: 16th June 2026
Zee's avatar
Zee

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