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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149388 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149388)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Super easy to set up and use.

Super easy to set up and use. Easy app. Brilliant reminders for when payment is due. Would recommend. Reviewed on: 21st June 2026

Credit made easy

Never had any problems, easily accessible and incredibly convenient Reviewed on: 21st June 2026

I have been with PayPal for many many years now and...

I have been with PayPal for many many years now and not has one problem if I have problems with sellers PayPal deals with it straight away and always get a good result Reviewed on: 21st June 2026

Hassle free, easy and straightforward

Hassle free, easy and straightforward Reviewed on: 21st June 2026

Safer and easier payments

I feel safer using PayPal. Using PayPal credit with a direct debit of my choice is a great way to pay off my debt over a fixed period of time. I never forget to make payments and am always advised when payments are going to leave my bank. Reviewed on: 21st June 2026

Simple and easy to use.

It’s really easy to use when making a purchase. The interest free for four months offer on over £100 is great. Very easy to pay off with the option to set up a direct debit Reviewed on: 21st June 2026

I like the 4 months intrest free period gives me a g...

I like the 4 months intrest free period gives me a good time to pay for more expensive items Reviewed on: 21st June 2026

I use PayPal whenever possible

I use PayPal whenever possible. The flexibility it provides and the range of payment options, combined with the easy of use of the smartphone app make it my go-to preferred payment method. Reviewed on: 21st June 2026

Great option for Payment

First time I use Credit and it was very similar and useful, including the discount for my first purchase thanks Reviewed on: 21st June 2026

Helpful and professional

When I returned a faulty product back. The seller is on ebay deducted the postage back to them which was unfair for a faulty product. I got PayPal involved and they refunded me.Also they often provide you with a few months of interest free shopping which really helps to spread the cost Reviewed on: 21st June 2026

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