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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77931 reviews)

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4.90

Based on 77,931 reviews, last reviewed 20th Apr 2026

2501600% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit makes things so easy to split big paym... PayPal credit makes things so easy to split big payments over 4 months at 0% making big payments easy to manage within monthly spending Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77931)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

No transaction delay and verify of payment option av...

No transaction delay and verify of payment option available. Reviewed on: 16th April 2026

More user friendly than the bank

I’ve had no issues what so ever with using PayPal, everything has been streamlined to make using it easy with the addition of adding my cards to my Apple wallet helping me feel safer not having to carry around physical cards all the time. the flexible payment options are also fantastic with the 0% interest fees in eligible purchases paid off within 3 months means I could spread the cost and manage money better Reviewed on: 16th April 2026

Easy, simple and quick.

Easy, simple and quick. Using PayPal credit helped save and less interest rates Reviewed on: 16th April 2026

Been great love it

Been great love it love PayPal everyone should have it so easy to pay for your goods Reviewed on: 16th April 2026

I can use my paypal any where and it is xery covenie...

I can use my paypal any where and it is xery covenient compared to other credit providers. If ive got an issues or query it gets delt woth promptly. Reviewed on: 16th April 2026

Easy stress free payments

Using pay pal for years never any issues, such a stress free method to spend online Reviewed on: 16th April 2026

Very easy making online payments.

Very easy making online payments. The pay in 3 also allows you to spread the payments for more expensive items, but at no extra cost. Reviewed on: 16th April 2026

Good and secure I always trust paypal

Good and secure I always trust paypal Reviewed on: 16th April 2026

I am really happy I have PayPal and I very often use...

I am really happy I have PayPal and I very often use them Reviewed on: 16th April 2026

Fantastic.

Fantastic. Only thing is if i wanted to changed the the date of my direct debit it isnt user friendly. Reviewed on: 16th April 2026

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