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PayPal: PayPal Credit reviews

4.90
Based on 77,958 reviews, last reviewed 20th Apr 2026
2504300% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safe to shop online with PayPal, pay in 3 a goo... Feel safe to shop online with PayPal, pay in 3 a good option too. No interest to pay if you pay your balance each month. Reviewed on: 20th April 2026
Vicky M's avatar
Vicky M

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (77958)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Been easy to use and pay on time

5
Been easy to use and pay on time Reviewed on: 16th April 2026

The best!

5
Easy to navigate and superb customer service Reviewed on: 16th April 2026

Excellent service.

5
Excellent service. Find PayPal very useful indeed. I would recommend the service to others. I can send money quickly and safely. Reviewed on: 16th April 2026

Excellent service and protection

5
Had someone try scam me on Ebay, Ebay decided they didn't want to help but PayPal stepped in and saved me from having my money stolen Reviewed on: 16th April 2026

Always quick responses to queries disputes

5
Always quick responses to queries disputes Reviewed on: 16th April 2026

PayPal credit has always been a convenient and user...

5
PayPal credit has always been a convenient and user friendly payment option. Reviewed on: 16th April 2026

Very good and happy always helpful

5
Very good and happy always helpful Reviewed on: 16th April 2026

Really good app for financial use can use across dif...

5
Really good app for financial use can use across different platforms and apps Reviewed on: 16th April 2026

Good service works as expected and very little hassl...

5
Good service works as expected and very little hassle to deal with plus easy access and the app works well to see everything you need to know and keep up to date with Reviewed on: 16th April 2026

Paypal overview

3
Overhaul my Paypal has been positive though the direct debit for credit payments can be confusing as its not clear? Reviewed on: 16th April 2026