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PayPal: PayPal Credit reviews

4.90
Based on 78,059 reviews, last reviewed 20th Apr 2026
2513600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit is very simple to use and when I've ha... Paypal Credit is very simple to use and when I've had issues with companies in the past not providing correct goods PayPal customer service was excell... Read more Reviewed on: 20th April 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78059)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use, offers interest free options too!

5
Very easy to use, offers interest free options too! Reviewed on: 16th April 2026

paypalreview

4
Good. Although wish when I am paying my statement the payment went out my bank instantly not at midnight Reviewed on: 16th April 2026

PayPals my Pal

5
Not really had a bad experience, even when trying to clear payments or any issues they are quick to respond and help Reviewed on: 16th April 2026

Never had an issue , easy way to pay

5
Never had an issue , easy way to pay Reviewed on: 16th April 2026

Excellent and secured online payment system.

5
Excellent and secured online payment system. I love the pay in 3 and 4 months interest free. Reviewed on: 16th April 2026

App review .

5
The App is clear and easy to use. Communication is great and not to frequent. Reviewed on: 16th April 2026

Easy to access my account

4
Easy to access my account and security level is quite good during payments Reviewed on: 16th April 2026

It’s just a fantastic way to spend and spread your m...

5
It’s just a fantastic way to spend and spread your money hats off to you thank you Reviewed on: 16th April 2026

Fantastic service

4
Always excellent customer service, thank you Reviewed on: 16th April 2026

The best and the safest payment method

5
With PayPal I always manage to get everything what I want to. It helps me to make my dreams come true! Reviewed on: 16th April 2026