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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146168 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146168)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is my go to for purchases

PayPal is my go to for purchases I feel peace of mind and secure Reviewed on: 16th June 2026

Very easy to use

I have used PayPal Credit quite a few times and found it great to be able to spread the cost of items. It's easy to see what the account balance is and PayPal also send a courtesy reminder of when the monthly payment is due. Reviewed on: 16th June 2026

Really helped me build up my credit score.

Really helped me build up my credit score. Reviewed on: 16th June 2026

it's very very good thank you so much

it's very very good thank you so much Reviewed on: 16th June 2026

Variety of payment methods and options allows flexib...

Variety of payment methods and options allows flexibile easy repayment of larger life purchases, perfect for as I have been renovating my apartment and PayPal credit and pay in three allowed me to spread the purchases over a longer period preventing in month budget shocks. Reviewed on: 16th June 2026

Been with pay pal years.

Been with pay pal years but the only Snag is the interest is a bit high. Never had any issues. Trustworthy. Reviewed on: 16th June 2026

Very helpful if having problems and very courteous w...

Very helpful if having problems and very courteous when answering my queries. Reviewed on: 16th June 2026

Always had excellent service.

Always had excellent service. Excellent at retrieving funds from bad transactions Reviewed on: 16th June 2026

Always helpful and app really easy to use

Always helpful and app really easy to use Reviewed on: 16th June 2026

PayPal has always been great and is perfect for my n...

PayPal has always been great and is perfect for my needs Reviewed on: 16th June 2026

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