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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149342 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149342)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fast easy to use.

Fast easy to use. App makes it easy to control your account Reviewed on: 21st June 2026

I always wanted to have a PayPal credit card.

I always wanted to have a PayPal credit card. The reason is because PayPal is almost everywhere. Many benefits and most which I want safe. Reviewed on: 21st June 2026

I love the flexibility and different payment options...

I love the flexibility and different payment options they provide Reviewed on: 21st June 2026

Been with PayPal over 8yrs & never had an issue.

Been with PayPal over 8yrs & never had an issue. Reviewed on: 21st June 2026

easiest way to access your account.

easiest way to access your account. simple easy and fast Reviewed on: 21st June 2026

Has been incredibly useful and staff very helpful.

Has been incredibly useful and staff very helpful. It's convenient and rated are pretty good aswell Reviewed on: 21st June 2026

Seamless transparent secure gas hassle free

Seamless transparent secure gas hassle free Reviewed on: 21st June 2026

Great Service

I have been using PayPal for a significant number of years the options I have now are significantly improved since it started.. PayPal credit especially the interest free for 4 is highly useful and lets me manage my cash flow better. Reviewed on: 21st June 2026

Been using 4 months 0% finance for years.

Been using 4 months 0% finance for years. Fantastic service to have. Reviewed on: 21st June 2026

Very easy to use no hidden charges

Very easy to use no hidden charges Reviewed on: 21st June 2026

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