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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149289 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149289)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Winning * happy days *

Very jolly and very easy to understand and use I'm useless with everything but totally get it winning *feel secure and very safe with PayPal so trust in it 100 % happy days indeedy ** Reviewed on: 21st June 2026

Very easy to use.

Very easy to use. PayPal allows you to check your accounts at the push of a button through the app. They send timely reminders of due payments. Reviewed on: 21st June 2026

Excellent

I have been using PayPal for many year's and really appreciate the facility provided by PayPal. I can spread large costs over three instalments, the PayPal credit facility is fantastic if I want to purchase very expensive items. Being a pensioner, I have found this service beyond excellent. When I've spoken to customer service, they have always resolved the issue I have called about. I think PayPal is really excellent Reviewed on: 21st June 2026

No issues the only time I had one it was resolved qu...

No issues the only time I had one it was resolved quick and efficiently Reviewed on: 21st June 2026

I have used PayPal for long time and always everythi...

I have used PayPal for long time and always everything is just straight forward. Never had any issues. Reviewed on: 21st June 2026

Easy access to PayPal credit helps buy items and pay...

Easy access to PayPal credit helps buy items and pay off over time. Reviewed on: 21st June 2026

Interest free period is short and it's not easy to t...

Interest free period is short and it's not easy to tell without examinig statement what you are about to start paying interest on Reviewed on: 21st June 2026

Whilst I love the PayPal credit and the long interes...

Whilst I love the PayPal credit and the long interest free periods, the online account is quite slow to update for example and updated direct debit value for minimum payments takes a few days to update. Reviewed on: 21st June 2026

Great way of paying

Anytime I have had to speak with someone my call was quick dealt with. Their 4 month interest free option is great and if used properly you never pay any interest. Same goes with buy things on 12/24 month contracts Reviewed on: 21st June 2026

Very nice ,reliable, affordable service

Very nice ,reliable, affordable service Reviewed on: 21st June 2026

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