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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146128)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Purchasing rc car parts .

5
Purchasing rc car parts ...They are not cheap lol...But having the ability to spread the cost over 4 months made it possible...It's easy to set up and all your payments are scheduled so you know exactly where you stand..It's great Reviewed on: 16th June 2026

Very good service customer care is amazing

5
Very good service customer care is amazing Reviewed on: 16th June 2026

I can't fault PayPal.

5
I can't fault PayPal. It is the.best thing I have done. Reviewed on: 16th June 2026

too good to be true

5
Seems to be too easy to be true, but it is Reviewed on: 16th June 2026

Processess are simple.

5
Processess are simple. No stress no problem. Reviewed on: 16th June 2026

A great provider!!

5
I have never had a bad experience with PayPal they are a great flexible way to pay and I love that they now offer a card so you can pay in store too. Reviewed on: 16th June 2026

It has been really good experience with customer ser...

5
It has been really good experience with customer service. Reviewed on: 16th June 2026

Issues are dealt with quickly and easily.

5
Issues are dealt with quickly and easily. Pay in 3 is excellent. Reviewed on: 16th June 2026

Honestly the best credit service around

5
Honestly the best credit service around been using since I was a teenager. Reviewed on: 16th June 2026

Easy and convenient, it has enabled me to make purch...

5
Easy and convenient, it has enabled me to make purchases in a way I couldn’t before, thanks to the 0% interest options. Also 4 months is enough time, also stops you from getting carried away! Reviewed on: 16th June 2026

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