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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82407 reviews)

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4.90

Based on 82,407 reviews, last reviewed 23rd Apr 2026

2915900% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good just could do with a number to speak to a... Very good just could do with a number to speak to a person rather than all bots and messaging all the time Reviewed on: 23rd April 2026

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82407)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, easy to manage.

Easy to use, easy to manage, clear information regarding payments and all round convenient. Reviewed on: 19th April 2026

Had to phone them could not get through once I got t...

Had to phone them could not get through once I got to speak to someone very helpful Reviewed on: 19th April 2026

Tremendous experience everytime I use PayPal.

Tremendous experience everytime I use PayPal. Reviewed on: 19th April 2026

Absolutely brilliant service.

Absolutely brilliant easy to use. Reviewed on: 19th April 2026

Helpful PayPal

Very helpful whenever I have had to phone for support. The 0% interest borrowing is great for the big spends. Reviewed on: 19th April 2026

I didn’t expect much when I first tried PayPal Credi...

I didn’t expect much when I first tried PayPal Credit, but it quickly became one of those tools you don’t realise you need until it’s there. It started with a larger purchase I wasn’t planning for. Normally, I’d either delay it or shuffle money around, but PayPal Credit gave me a different option: spread the cost without the usual friction. No lengthy forms, no awkward redirects, just a smooth, almost invisible process built right into checkout. What stood out wasn’t just the convenience, but the control. Being able to manage payments directly alongside my PayPal activity made everything feel centralised and easy to track. I always knew where I stood, no surprises, no hidden confusion. That said, it’s not something to use blindly. Like any credit product, it works best when you stay disciplined. But used properly, it genuinely takes the pressure off bigger purchases and gives you breathing room when you need it most. In short, PayPal Credit isn’t flashy, but it’s quietly powerful. And once you start using it, it’s hard to go back. Reviewed on: 19th April 2026

Very easy to use and excellent service

Very easy to use and excellent service Reviewed on: 19th April 2026

4 months until paying back , that's very convenient

4 months until paying back , that's very convenient Reviewed on: 19th April 2026

Very quick to use.

Very quick to use. Accepted in few seconds,can use on many different websites Reviewed on: 19th April 2026

If you need a refund they make it so easy the system...

If you need a refund they make it so easy the system is so easy to work and plus the debt card is great 90%of my lurch and bought by PayPal , love the pay by 3 . Reviewed on: 19th April 2026

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