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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80867 reviews)

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4.90

Based on 80,867 reviews, last reviewed 22nd Apr 2026

2773700% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good service and good customer service Very good service and good customer service Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80867)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Excellent service and very useful

Excellent service and very useful Reviewed on: 18th April 2026

Great support from day 1.

Great support from day 1. Enjoy being in control of my payments Reviewed on: 18th April 2026

Always very fast and convenient, available everywher...

Always very fast and convenient, available everywhere I shop Reviewed on: 18th April 2026

overall paypal is marvlous and excellent

overall paypal is marvlous and excellent Reviewed on: 18th April 2026

Sooooo helpful when the chips are down

Sooooo helpful when the chips are down Reviewed on: 18th April 2026

It offers quite a few options when you are about to...

It offers quite a few options when you are about to purchase so it is good to use definitely and well worth it. Reviewed on: 18th April 2026

Excellent service, I would use anyone else.

Excellent service, I would use anyone else. Reviewed on: 18th April 2026

I like paypal it is accepted almost everyware as pay...

I like paypal it is accepted almost everyware as paymentmetod!The thing is if you need at any point to get in touch with customer service due payment issues (for example subscription payments)its more likely they to ask you to resolve the issues with the provider or your own bank ,which is very frustrating! Reviewed on: 18th April 2026

Quick & efficeint

Quick and easy to use when I had to contact agent was helpful and sorted query out fast they informed me what and when will happen next.. Reviewed on: 18th April 2026

So many years, so few problems!

I have been using PayPal for a very long time. I have only experienced one slight problem - obtaining a refund from an individual - but that was mostly sorted within a few weeks. Other than that I have always found PayPal very helpful. I often use their "pay over 3" option and the payment plans they hold with Ebay when I need to make larger purchases (£99+). The Ebay service, in particular, has helped me with getting vital things such as mobility equipment and a vaccum cleaner. I wish they held similar agreements with other businesses as it is so helpful. PayPal is my go to payment option due to their buyer protection. Reviewed on: 18th April 2026

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