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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146086 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146086)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 16th June 2026

I have not experienced any problems

I have had to mark customer service as good because I have not had any experience of using customer service but neutral seems a negative mark. I would recommend adding a box stating 'no experience'. Easy to set up, easy to use and feels like a secure site. Reviewed on: 16th June 2026

Easy to use

Its a great card that allows easy payments and allows me to easily pay through the application. Reviewed on: 16th June 2026

Amazing.

Amazing. Have always used them and they have been great Reviewed on: 16th June 2026

PayPal Credit the safest way to buy online products

I've been using PayPal Credit for the last 12 months and think this is the safest way to purchase items as if there are any discrepancy with the order, PayPal deal with th8snon your behalf. Brilliant service Reviewed on: 16th June 2026

I'm thrilled.

I'm thrilled. Thanks to PayPal, I have so many more options. Reviewed on: 16th June 2026

Great company, accepted in lots of places for payment.

Great company, accepted in lots of places for payment. Easy to control your account online, and can be linked to your phone wallet for convenience. I have been using them for a long time and have had no issues. Reviewed on: 16th June 2026

I’ve used PayPal for many years and I particularly l...

I’ve used PayPal for many years and I particularly love the interest free pay in 3 option. As I feel like it’s allowing me to purchase items I might not have the money readily available for but I know it will be paid in 3 manageable interest free instalments Reviewed on: 16th June 2026

Easy and reliable.

Easy and reliable. Very any issues and my go to Reviewed on: 16th June 2026

The best

Friendly helpful up to date with all transactions Reviewed on: 16th June 2026

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