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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82899 reviews)

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4.90

Based on 82,899 reviews, last reviewed 23rd Apr 2026

2960800% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

All good All ok, No problems. Perfecly happy Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82899)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best credit card provider.

Best credit card provider. High recommended Reviewed on: 19th April 2026

I think Paypal are very understanding and are very a...

I think Paypal are very understanding and are very aware of the current climate for everbody. I know that if I pay by PayPal my payments are.secure and issues will be dealt with. I would highly recommend. Reviewed on: 19th April 2026

Positive experience.

Positive experience. Paypal provides excellent services and money protection Reviewed on: 19th April 2026

Great and reliable service

I’ve had a very positive experience with PayPal Credit. It’s easy to use, convenient, and gives flexibility when making purchases. Payments are clear and well-organised, and the app is simple to navigate. I also feel secure using it, which is very important for me. Overall, a reliable and helpful service. Reviewed on: 19th April 2026

Paypal a goodwaytopay xxx.

I always like PayPal for payment as they have a great way of checking n getting your money bk. Just lately because of a mistake with a late 3 in 1 payment I have been stopped from using this service on PayPal until a new over view which they can't tell me will be. Until this misunderstanding i loved PayPal Reviewed on: 19th April 2026

Very convenient method to spread your costs.

Very convenient method to spread your costs. Affordable repayment. Reviewed on: 19th April 2026

Very good service and awesome service delivery

Very good service and awesome service delivery Reviewed on: 19th April 2026

Safe and easy

I find PayPal easy and safe to use. PayPal is my first choice of payment option. In fact if a retailer doesn’t have PayPal as a payment option, I think twice. That’s how safe I believe it is. I can log onto the app at any time, review my spending and keep a track of it. I feel in control. Reviewed on: 19th April 2026

I just love how easy was applying for my PayPal Cred...

I just love how easy was applying for my PayPal Credit and that is acceptable to use everywhere. Reviewed on: 19th April 2026

Great flexible way to pay.

Great flexible way to pay. What you see is what you get! Reviewed on: 19th April 2026

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