Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145969 reviews)

View other PayPal products

4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145970)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I like their credit program with rewards and points.

I like their credit program with rewards and points. Reviewed on: 16th June 2026

PayPal Pay in 4.

PayPal Pay in 4 is quick, easy to set up, and makes larger purchases more manageable. The app is straightforward to use, payments are clearly scheduled, and I’ve had a good experience using it Reviewed on: 16th June 2026

I have not needed to use customer services as never...

I have not needed to use customer services as never had a problem. I usually use the pay in 3 which is do convenient. Reviewed on: 16th June 2026

Very handy to use and pay on line

Very handy to use and pay on line Reviewed on: 16th June 2026

Easy to use pay pal is one of the best cards

Any problems are sorted in a timely manner. I feel safer shopping with pay pal as I feel I have the extra security that who I am buying from has been vetted. It great that I also have time to pay, the app is so easy to use great Reviewed on: 16th June 2026

Brilliant

It’s been easy to use and navigate. Safe and quick with added payment plans and offers too. Reviewed on: 16th June 2026

Been using PayPal for 4 years now has been good expe...

Been using PayPal for 4 years now has been good experience no complaints Reviewed on: 16th June 2026

Paypal execelant experience

I have been a customer for over a decade i have only had great experience Reviewed on: 16th June 2026

Great experience

Great experience,value, easy use Reviewed on: 16th June 2026

Very easy to use and helped a lot for important purc...

Very easy to use and helped a lot for important purchases Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77448 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub