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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149100)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good paid for visa, directly and pay in three ...

5
Good paid for visa, directly and pay in three terms Reviewed on: 20th June 2026

Easy to apply for

5
Easy to apply for, good credit at the start, increased with time. Statement are clear, autopay easy to set up with monthly reminder. Reviewed on: 20th June 2026

Paypal is great.

5
Paypal is great. Easy to use and very satisfactory customer service, Reviewed on: 20th June 2026

Always comes in handy and safe to use

5
Always comes in handy and safe to use Reviewed on: 20th June 2026

Very easy app to use and great options for finance...

5
Very easy app to use and great options for finance Reviewed on: 20th June 2026

Resolve payments when recieve dodgy good asap

5
Whenever I have had an issue with counterfeit goods paypal is always quick to resolve Reviewed on: 20th June 2026

Excellent.

5
Fast and smooth transaction on the app. Reviewed on: 20th June 2026

Very supportive services received

5
Very supportive services received Reviewed on: 20th June 2026

Very good.

5
Very good. Will use this service again. Reviewed on: 20th June 2026

Convenient to use and excellent service

5
Convenient to use and excellent service Reviewed on: 20th June 2026

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