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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79266 reviews)

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4.90

Based on 79,266 reviews, last reviewed 20th Apr 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been excellent- if PayPal is an option I will... Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79266)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's tech is good.

It's tech is good. Sometimes when i've needed to contact Customer Services it would be nice or easier to actually speak to a human. This seems to be extremely difficult. Reviewed on: 17th April 2026

I’ll keep it simple just like they did it’s easy and...

I’ll keep it simple just like they did it’s easy and simple and quick to use making a perches a breeze Reviewed on: 17th April 2026

Easy to use.

Easy to use. Very handy and efficient service. Love the security that PayPal offers users. Reviewed on: 17th April 2026

Great experience so far , service usage has been fas...

Great experience so far , service usage has been fast and secure Reviewed on: 17th April 2026

Had PayPal for many years never had any problems usi...

Had PayPal for many years never had any problems using the service and found assistance when needed to get results Reviewed on: 17th April 2026

Easy and Friendly

Simple and easy to use. User-friendly interface and not too complicated Reviewed on: 17th April 2026

Great security

PayPal use is very easy, lots of ways to pay with 0% options and I like the security PayPal provide. Reviewed on: 17th April 2026

Very easy.

Very easy. Always handy whenever required for payment Reviewed on: 17th April 2026

Always helpful customer support on hand

Always helpful customer support on hand Reviewed on: 17th April 2026

Budget friendly credit.

It’s very easy to apply for credit with PayPal. Pay in 3 interest free options are particularly helpful when you are living on a budget. For longer term borrowing, PayPal Credit also offers excellent terms to help with more expensive purchases. The ability to pay more when you can is also helpful in reducing interest. There is also a window at the beginning of your longer term credit agreement to make interest free payments and reduce overall interest. I’d definitely recommend when you need a lot bit of help to buy things when living on a budget. Staff are always very helpful too if you need to contact them. Reviewed on: 17th April 2026

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