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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148988 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148988)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's just really handy you know :)

It's just really handy you know :) Reviewed on: 20th June 2026

Simple and easy

Simple and easy to utilise and 4 months interest free on purchases is a great bonus Reviewed on: 20th June 2026

just worked as it should.

just worked as it should. Not issues at all Reviewed on: 20th June 2026

Never had a problem using PayPal.

Never had a problem using PayPal. If I have ever had any concerns they respond straight away. I have always recommended using PayPal to family and friends as I feel it is the safest way when purchasing items over the internet Reviewed on: 20th June 2026

Excellent experience .

Excellent experience . Easy to use . No hidden fees . Plenty of time to pay balance . Reviewed on: 20th June 2026

PayPal & PayPal Credit

So far I have had great experience with paying through PayPal & using the PayPal Credit service & would definitely recommend Reviewed on: 20th June 2026

Always worked well for me.

Always worked well for me. Easy to use. Easy to pay and recieve with Reviewed on: 20th June 2026

PayPal help me out a lot financially.

PayPal help me out a lot financially. It let me monthy. Thanks. Reviewed on: 20th June 2026

Easy to use and accept as a payment method in a lot...

Easy to use and accept as a payment method in a lot of online websites Reviewed on: 20th June 2026

Been using PayPal for many years it is the best...

Been using PayPal for many years it is the best Reviewed on: 20th June 2026

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