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PayPal: PayPal Credit reviews

4.90
Based on 79,432 reviews, last reviewed 21st Apr 2026
2640200% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My best pal PayPal PayPal is very flexible and love the pay later schemes Reviewed on: 21st April 2026
Muzni S's avatar
Muzni S

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (79432)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Had some very very good experiences working th PayPa...

5
Had some very very good experiences working th PayPal and their customer services. Been very helpful in every sense. Really happy with the sense of security paying with PayPal. Reviewed on: 17th April 2026

Easy to use and much easier to.

5
Easy to use and much easier to.oay than using your card Good terms with tge 4 month free . Reviewed on: 17th April 2026

I have never had any issue with PayPal and I love th...

5
I have never had any issue with PayPal and I love the fact I can split payments with credit easy Reviewed on: 17th April 2026

All good and efficient thanks.

4
All good and efficient thanks. Supportive and money moves swiftly and effectively, helpful when making purchases etc. Reviewed on: 17th April 2026

Quick and easy to use

5
So quick and easy to use, nothing complicated Reviewed on: 17th April 2026

Great system

5
PayPal credit is very easy to apply for and use. The website is very user friendly so easy to find what you are looking for and is secure Reviewed on: 17th April 2026

excellent service , I can’t complain

5
Always excellent service, a easy way to make payments Reviewed on: 17th April 2026

Great experience

5
Always a great experience never had any issues when purchasing something Reviewed on: 17th April 2026

Very easy to go with app and with purchases.

5
Very easy to go with app and with purchases. Also topping up and overall excellent Reviewed on: 17th April 2026

Good service, and help when you need it

5
Good service, and help when you need it Reviewed on: 17th April 2026