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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148835 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148835)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

When ever I've used paypal I've had a good experienc...

When ever I've used paypal I've had a good experience, clear easy to use and good security Reviewed on: 20th June 2026

Never had any issues.

Never had any issues. Easy to use with most online retailers accepting PayPal which is great. Reviewed on: 20th June 2026

PayPal experience

Easy to manage helpful with payment very reasonable Reviewed on: 20th June 2026

Pay Pal: Excellent, Effective & Safe

I have no complaints about Pay Pal services and, because they don’t appear to share any financial data elsewhere, my card & bank details feel secure with them. The Pay-in3 service is excellent for those who need to manage their budgets, but are also watchful and don’t offer this service where you have reached a safe limit in your spending & ought not to stretch further. And the 3 month’s time to pay is ample, yet not too onerous & clears debts quickly.. I also like that I can safely pay others without having to spread my details more widely over the internet, making them more vulnerable to scams & cloning. Pay Pal also enables regular monthly payments to be made, for charity donations, for example, but again keeping your financial data protected. Most purchases are also covered for non-delivery or the need to return & be refunded, which is extremely helpful with so many scam items for sale in nearly every field - especially items originating from certain Countries. So I can”t fault what are excellent, efficient Services which keep your finances safe. Reviewed on: 20th June 2026

Very good would recommend.

Very good would recommend. I would recommend to a friend or family. Nice website nice company very good best company Reviewed on: 20th June 2026

Safe reliable way to spend and complete transactions.

Safe reliable way to spend and complete transactions. The monthly statements are helpful although I would appreciate live updates in real time within my account Reviewed on: 20th June 2026

Excellent

So far so good. Great experience. Reviewed on: 20th June 2026

Easy to set up.

Easy to set up, quick process, clear terms. And fast approval. Would highly recommend Reviewed on: 20th June 2026

Easy to use

I have been using PayPal credit for a few years now. It's easy to use and manage.My husband also uses it now Reviewed on: 20th June 2026

I love PayPal.

I love PayPal. It says ‘safe & secure transactions’ customer service is great and promotions are good. Reviewed on: 20th June 2026

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