Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (83612 reviews)

View other PayPal products

4.90

Based on 83,612 reviews, last reviewed 24th Apr 2026

3026500% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Hassle free and easy payments , superb app to use... Hassle free and easy payments , superb app to use Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (83612)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy process and affordable options

It is amazing to have many options on how to spread the cost of our purchases according to our affordability. Approximately 90% + of my purchases have been through paypal credit and I totally recommended it. Reviewed on: 20th April 2026

Convenient way of paying , easy app to use.

Convenient way of paying , easy app to use. Reviewed on: 20th April 2026

All round great service

I have been using PayPal for many years it is a great safe way of paying and the customer service is outstanding and always happy to help Reviewed on: 20th April 2026

Topnosh way to pay yo bills

all payments done on peace of mind,security topnosh from fraudsters Reviewed on: 20th April 2026

I wanted to cancel automatic top ups, they have made...

I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that cannot help. PayPal has entered the realms of shockingly bad customer service, following big companies who just don't care. Reviewed on: 20th April 2026

Life has been made more enjoyable where I can now af...

Life has been made more enjoyable where I can now afford to do and buy things when I want to and pay it back slowly without incurring any interest. Customer experience has always been amazing and very helpful every time I had an issue. I now make all my transactions through PayPal as it's only forum in now trust. Reviewed on: 20th April 2026

Paypal make my life easy.

Paypal make my life easy. When i am short of money. Paypal make it easy Reviewed on: 20th April 2026

Good for what I have used it for do far but do find...

Good for what I have used it for do far but do find interest high on things they offer. Reviewed on: 20th April 2026

Great always helpful and have used it for years real...

Great always helpful and have used it for years really reliable and I can use it in lots of different outlets. Reviewed on: 20th April 2026

Frequent user

Been using paypal for many years Reviewed on: 20th April 2026

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub