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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148719 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148719)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve been using PayPal and PayPal credit for the pas...

I’ve been using PayPal and PayPal credit for the past 14 years and never had a problem. I had a scam on my account 2 months ago and I contacted PayPal and they blocked the account and gave me a full refund. So I can only give 10/10 Reviewed on: 19th June 2026

I have been using PayPal for many years.

I have been using PayPal for many years. The service provided is excellent. Any problems I've had have been sorted easily. Highly recommend. Reviewed on: 19th June 2026

Easy to use, particularly having 3 months interest f...

Easy to use, particularly having 3 months interest free on a lot of purchases Reviewed on: 19th June 2026

Very handy to be available to use PayPal credit I’ve...

Very handy to be available to use PayPal credit I’ve used it quite a few times ove the past couple of years excellent service! Reviewed on: 19th June 2026

Very good customer service always helps never lose m...

Very good customer service always helps never lose money Reviewed on: 19th June 2026

Easy to use experience, good for spreading costs

Easy to use experience, good for spreading costs Reviewed on: 19th June 2026

Amazing!

Amazing! always the best! flexible payments Reviewed on: 19th June 2026

PayPal pay-in-three for all my online shopping

Where ever I am able to, I use PayPal pay-in-three for my online shopping. It is so convenient to use, with zero percent interest. Reviewed on: 19th June 2026

Really easy to use and a good app!

Really easy to use and a good app! Reviewed on: 19th June 2026

Happy customer :)

Happy customer:) pkase add more ways to use PayPal credit, thank you. Reviewed on: 19th June 2026

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