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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145648 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145648)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple to set up, Simple to manage.

Simple to set up, Simple to manage. A+ Reviewed on: 15th June 2026

It allows me the cost over the months without chargi...

It allows me the cost over the months without charging interest. The transaction goes smooth and it is safe. Thank you. Reviewed on: 15th June 2026

No stress with PayPal.

Very helpful, I’ve had problems with some purchases and had no luck dealing with issues, PayPal have helped me get my money back with no more stress. Reviewed on: 15th June 2026

Handy pay in 3 option.

Handy pay in 3 option. Easy to add PayPal credit to various platforms. Reviewed on: 15th June 2026

Very effective and efficient service and man management

Very effective and efficient service and man management Reviewed on: 15th June 2026

Reliable and very consistent

Reliable and very consistent and top notch Reviewed on: 15th June 2026

No bad experience comes in handy when u need items a...

No bad experience comes in handy when u need items and don’t have the money straight away Reviewed on: 15th June 2026

Always helpful, site easy to navigate

Always helpful, site easy to navigate Reviewed on: 15th June 2026

I find that PayPal works best for me, easy apps, let...

I find that PayPal works best for me, easy apps, lets me know when I need to make payments.also you can send money directly to someone, I can also put money on my PayPal card . Also earn points to spend. Thanks PayPal. Reviewed on: 15th June 2026

I have had PayPal for a many years and I have to say...

I have had PayPal for a many years and I have to say it is by far the fastest safest and 1000% fair way to pay and receive money Reviewed on: 15th June 2026

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