Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84212 reviews)

View other PayPal products

4.90

Based on 84,212 reviews, last reviewed 24th Apr 2026

3082700% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super convenient for spreading costs I’ve been using PayPal Credit for about 8 months now and it’s honestly made online shopping way less stressful. The 0% interest offers on purchases ov... Read more Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84212)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

When I have spoke to paypal everyone is extremely he...

When I have spoke to paypal everyone is extremely helpful Reviewed on: 20th April 2026

Very easy to use.

Very easy to use. Great customer service. Stress free which is important. Reviewed on: 20th April 2026

Used PayPal for years always reliable

Used PayPal for years always reliable Reviewed on: 20th April 2026

Perfect services and good paying service

Perfect services and good paying service Reviewed on: 20th April 2026

PayPal experience

Pay pal is fast and efficient and fun be used to pay on most of the websites I use with the exception of Amazon. Interest rates on credit is too high. However pay in 3 is fabulous. The fact you can pay over 4 months for items interest free is a great help for larger purchases. Reviewed on: 20th April 2026

Generally a positive experience but PayPal Credit ne...

Generally a positive experience but PayPal Credit needs to process payments more quickly and reflect such payments on its app with more immediacy; I sustained a late payment charge (which was refunded when I got in touch and explained the situation) because my direct debit was not processed despite the app indicating that payment was taken. Reviewed on: 20th April 2026

PayPal remains covering what we spend

PayPal remains covering what we spend Reviewed on: 20th April 2026

The fastest and safest way to buy online

I always use PayPal to buy items online because it’s the safest way. Reviewed on: 20th April 2026

I made transactions it was very easy and Excellent a...

I made transactions it was very easy and Excellent and very good service Reviewed on: 20th April 2026

I’m ok with Paypal, no complaints.

I’m ok with Paypal, no complaints. Reviewed on: 20th April 2026

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub