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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145641)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always easy to use and pay back notifications before...

5
Always easy to use and pay back notifications before each transaction the odd time contacted customer service always been very helpful Reviewed on: 15th June 2026

Excellent good and easy to use credit

5
Excellent good and easy to use credit Reviewed on: 15th June 2026

Efficient and Reliable

5
PayPal is very efficient and reliable to use Reviewed on: 15th June 2026

Great app I love the feature where you can join toge...

5
Great app I love the feature where you can join together and save momey Reviewed on: 15th June 2026

Customer service has always been fantastic when answ...

5
Customer service has always been fantastic when answering any queries Reviewed on: 15th June 2026

Good service.

4
Good service. Available most places. Fast and convenient to use Reviewed on: 15th June 2026

PayPal is a secure platform for Payments

5
PayPal is one of the secure paying platform which values communication at the centre of the business. The communication is excellent in whatever they do. Before any single payment, no matter how small it is, they will let you know in advance that a payment will be going through. This enables, I suppose many clients to update their accounts so that there are no missed payments. Reviewed on: 15th June 2026

Paypal credit is excellent service very easy to use.

5
Excellent service very easy to use. Brilliant if you need something and don't have the money immediately Reviewed on: 15th June 2026

Really good communication and quick response to solv...

5
Really good communication and quick response to solve issues Reviewed on: 15th June 2026

It's always good to pay through PayPal .

5
It's always good to pay for things through PayPal then you know your transaction is safely done Reviewed on: 15th June 2026

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