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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145638)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very helpful and when I had problems, they’ve helped...

Very helpful and when I had problems, they’ve helped me with a high profesionalism. Reviewed on: 15th June 2026

Best treatment and quick response

Best treatment and quick response Reviewed on: 15th June 2026

Quick response and support

Quick response and support when issues arose with returns or transactions Reviewed on: 15th June 2026

PayPal credit is super easy to use

PayPal credit is super easy to use Reviewed on: 15th June 2026

Excellent service

It's a quality service with great customer service and ease of use. Reviewed on: 15th June 2026

I have used Paypal for many years! Highly Recommended!

I have used Paypal for many years and have always been very happy with the system. Thank You! Reviewed on: 15th June 2026

Easy and free to spread payment

Great and easy way to spread a purchase over 4 months Reviewed on: 15th June 2026

Ive only had good experience so far

Ive only had good experience so far Reviewed on: 15th June 2026

Easy user experience

Easy user experience on the app. The interest free period for each new purchase is very helpful and allows customers to manage their money better. Credit limits are reasonable and do not encourage irresponsible spending. Reviewed on: 15th June 2026

Always been good for me..

Always been good for me. Loved the interest free pay in 3 etc. Always had great customer service. Reviewed on: 15th June 2026

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