Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

View other PayPal products

4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

Thumbs up!

When I've needed help, I have been assisted. Reviewed on: 3rd June 2025

Excellent platform

Really good customer service. The service is very effective and efficient. Reviewed on: 3rd June 2025

Easy and reliable.

Easy and reliable. Customer service excellent and protect Reviewed on: 3rd June 2025

Very helpful, quick & easy to understand

Very helpful, quick & easy to understand Reviewed on: 3rd June 2025

Convenient

Very good and easy to use, would definitely recommend Reviewed on: 3rd June 2025

Paypal credit is great, has a good interest rate

Paypal credit is great, has a good interest rate Reviewed on: 3rd June 2025

Easy to access and to keep on top of what I owe.

Easy to access and to keep on top of what I owe. Haven't yet paid interest. Reviewed on: 3rd June 2025

Good work Paypal

Not much to say. I got credit and used some of it. Reviewed on: 3rd June 2025

Useful for all

Easy and very useful to use would recommend it to anyone Reviewed on: 3rd June 2025

Each time I have a problem with my purchase and I ra...

Each time I have a problem with my purchase and I raise a formal complain, within few days it's resolved. And PayPal is very reliable. Reviewed on: 3rd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.76 from 172 reviews
Payments
from PayPal 4.91 from 3600 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.00 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub