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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145632 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145632)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypay vibes

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases over time has been extremely convenient. The integration with PayPal makes checkout quick and easy, especially when shopping online. I appreciate the flexibility it provides, as well as the ability to manage my account and payments through a familiar platform. Customer support has been helpful when needed, and the promotional financing options can be a great benefit when used responsibly. Overall, PayPal Credit is a useful financial tool that offers convenience, flexibility, and a smooth user experience for online shoppers. Reviewed on: 15th June 2026

Really easy to use.

Really easy to use. accepted everywhere Reviewed on: 15th June 2026

Easy process

Very easy and straightforward process Reviewed on: 15th June 2026

Paul report

Easy and quick to use reliable safe and secure Alway used PayPal to pay if I can Reviewed on: 15th June 2026

Flexible way to pay and good interest rates

Flexible way to pay and good interest rates Reviewed on: 15th June 2026

Massiv up from me

Love PayPal and how flexible it is with customers the pay in three is a great option helps when money is tight to spread the cost of purchasea Reviewed on: 15th June 2026

Satisfactory, safe and secure

Satisfactory, safe ,reliable and secure Reviewed on: 15th June 2026

I find PayPal extremely useful

I find PayPal extremely useful and convenient when I want to buy anything online. I really like to use because I don't have to give out my credit card details to someone I don't know when buying things. Reviewed on: 15th June 2026

Not very clear, easily fall into the trap of buildin...

Not very clear, easily fall into the trap of building debt Reviewed on: 15th June 2026

Easy payments and flexible payment options for peopl...

Easy payments and flexible payment options for people struggling. Reviewed on: 15th June 2026

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