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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80967 reviews)

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4.90

Based on 80,967 reviews, last reviewed 22nd Apr 2026

2783000% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had a problem with PayPal . Never had a problem with PayPal . Easy to deal with and you can ring them up . Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (80967)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A wonderful source of payment!

A wonderful source of payment! I have a smooth experience with the platform, will definitely recommend 100% Reviewed on: 18th April 2026

Consistently adding more value making paying for thi...

Consistently adding more value making paying for things in different ways that suit that is safe and non-predatory Reviewed on: 18th April 2026

Used PayPal to purchase a watch on interest free.

Used PayPal to purchase a watch on interest free. Had no trouble getting interest over 3 years and can pay a bit more off each month if I want. Reviewed on: 18th April 2026

PayPal is always reliability to purchase,Another pos...

PayPal is always reliability to purchase,Another positive aspect is buyer protection. If an item doesn’t arrive or isn’t as described, PayPal gives you a way to raise a dispute and potentially get your money back. That adds a layer of confidence, especially when buying from new or unfamiliar sellers. The app and website are generally user friendly, showing clear transaction histories, notifications, and balance updates. You can also link multiple bank accounts or cards, giving flexibility in how you pay. Reviewed on: 18th April 2026

Always been very satisfied with choice of outlets an...

Always been very satisfied with choice of outlets and how it can be used Reviewed on: 18th April 2026

Great service all the time, it’s always there when y...

Great service all the time, it’s always there when you need an extra boost Reviewed on: 18th April 2026

I always rely on PayPal and they never let me...

I always rely on PayPal and they never let me down Reviewed on: 18th April 2026

It was excellent i love using paypal

It was excellent i love using paypal Reviewed on: 18th April 2026

PayPal is great

I have used PayPal for many years and I am wholly satisfied with my experience Reviewed on: 18th April 2026

Paypal credit review

My experience with Paypal credit has been excellent. I had an issue with a missed payment and PayPal contacted me to check if I had an issue. There was a charge applied but PayPal were great and after explaining why it was missed they even refunded the charge. Fantastic customer service. I highly recommend PayPal Reviewed on: 18th April 2026

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