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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147905 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147905)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use platform no bugs and user friendly.

Easy to use platform no bugs and user friendly. Easy interaction with retailers and seamless through to payment. Would highly recommended Reviewed on: 18th June 2026

I love using PayPal.

I love using PayPal. Its quick, easy and simple. Safe and secure too which is a huge benefit Reviewed on: 18th June 2026

My Top Pick for Easy, Secure Payments

PayPal stands out to me as an excellent platform because of its seamless convenience, strong security features, and broad reach. It simplifies online transactions with quick setup, easy sending and receiving of funds, and robust buyer and seller protections that help reduce worry about scams. The ability to link multiple payment methods, track activity in real time, and access a reliable mobile app adds extra layers of flexibility for everyday purchases and business needs alike. Overall, PayPal’s combination of user-friendly design, trusted reliability, and practical features makes it my top choice for hassle-free digital payments. Reviewed on: 18th June 2026

Perfect service Thank you PayPal

Perfect service Thank you PayPal Reviewed on: 18th June 2026

Quick and easy process and good communication

Quick and easy process and good communication Reviewed on: 18th June 2026

Outstanding service.

I have been using PayPal for years, their service is outstanding and always ready to help. Ive never had a problem they couldn't fix. Reviewed on: 18th June 2026

PayPal is the only way that I like to purchase produ...

PayPal is the only way that I like to purchase products. I find it the safest and simplest way for purchasing. the PayPal credit has been a lifesaver for me because my autistic child can break lots of things, PayPal credit gives me the opportunity to replace the items with ease Reviewed on: 18th June 2026

PayPal convenient payments

PayPal gives me the convenience of spreading my payments when needed and also it gives me the security I need when making larger purchases not having to hand my banking details out to sellers gives me a feeling of protection that unfortunately we need today. Reviewed on: 18th June 2026

Simple to use

I’ve been a long time user of PayPal because it’s Simple to use and love the new points feature. It’s great how I can use it as easy as Apple Pay. The interest free options to spread payments out is helpful and really clear. Reviewed on: 18th June 2026

Simple to use, easy to pay off.

Simple to use, easy to pay off. Couldn’t ask for much more Reviewed on: 18th June 2026

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