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PayPal: PayPal Credit reviews

4.90
Based on 84,764 reviews, last reviewed 25th Apr 2026
3133300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem, customer service is A star. Never had a problem, customer service is A star.. Reviewed on: 25th April 2026
Darren F's avatar
Darren F

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (84764)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good customer service and app

5
Very good customer service and app Reviewed on: 20th April 2026

Very professional service and easy to deal with

4
Very professional service and easy to deal with Reviewed on: 20th April 2026

Super easy to use.

5
Super easy to use.and fist class app. Reviewed on: 20th April 2026

Nice and easy

5
The procedure for applying was quite fast and easy, I've been using it for a while now and quite happy with the results Reviewed on: 20th April 2026

The best way to help people with their finance needs.

5
The best way to help people with their finance needs. Reviewed on: 20th April 2026

Excellent

5
I really like that if you spend over £100 you get 4 months with no interest. PayPal credit is my go to compared to other companies for that reason Reviewed on: 20th April 2026

Easy to pay and excellent service

5
Easy to pay and excellent service Reviewed on: 20th April 2026

Never had any issues with PayPal credit, easy and co...

5
Never had any issues with PayPal credit, easy and convenient way to pay. Highly recommend Reviewed on: 20th April 2026

Very convenient safe to use protection online shoppi...

5
Very convenient safe to use protection online shopping good customer service Reviewed on: 20th April 2026

PayPal credit is very easy to use

5
PayPal credit is very easy to use, super convenient, and definitely competitive with standard high rate credit cards. Reviewed on: 20th April 2026

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