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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147885 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147885)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Communication

Hard to speak to anyone we need an easy access telephone number Reviewed on: 18th June 2026

My secure digital wallet

One-stop shop: You can pay, send money, and track spending in one place.The Financial Passport: A single tool that lets you move smoothly across different websites. Reviewed on: 18th June 2026

I’ve always had a great service with PayPal

I’ve always had a great service with PayPal Reviewed on: 18th June 2026

Good and reliable service

What a good service never have problem with PayPal and it's good for backup when needed overall happy to have it Reviewed on: 18th June 2026

Really easy to use and set up.

Really easy to use and set up. The app is a good combination of being user friendly yet secure too! Reviewed on: 18th June 2026

I love the fact its so easy.

I love the fact its so easy.Needed a new mattress and used Paypal as didnt have the funds as was waiting for pay day.I was waking up on my old Mattress in pain,now i sleep like a log. Reviewed on: 18th June 2026

Very useful if not silly with it

Very useful if not silly with it Reviewed on: 18th June 2026

Super simple to work with and the app is a breeze.

Super simple to work with and the app is a breeze. Never had any issues with PayPal and would never hesitate to recommend them to anyone else. Reviewed on: 18th June 2026

Been using PayPal credit for a couple of years now,h...

Been using PayPal credit for a couple of years now,helped me in a lot of purchases giving me 3 or more months to repay with 0% interest. Reviewed on: 18th June 2026

I'm very happy with the interest-free repayment option.

I'm very happy with the interest-free repayment option. The only thing that bothers me a bit is that you have to wait a few days for the amount to change after making a payment. Reviewed on: 18th June 2026

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