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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82124 reviews)

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4.90

Based on 82,124 reviews, last reviewed 22nd Apr 2026

2890300% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been there when I needed it, great service! Been there when I needed it, great service! Reviewed on: 22nd April 2026

Latest lowest rating:

1

Transaction take over 3 days to show on account. Transaction take over 3 days to show on account. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82124)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal Convenience

Both Paypal Credit and Paypal pay-in-three have been a massive help to me. The convenience of having these options at my fingertips is absolutely fantastic! Reviewed on: 18th April 2026

Excellent

So handy and interesting free for 4 months Reviewed on: 18th April 2026

Supported me when ever I have needed that little bit...

Supported me when ever I have needed that little bit of retail therapy and not had enough money to buy anything. Especially when I have been really down lately, PayPal has helped me to pick myself up again. Easy to set up use and pay back. Love it! Reviewed on: 18th April 2026

I trust paypal I have peace of mind as well .

I trust paypal I have peace of mind as well . Reviewed on: 18th April 2026

My go to money app

Use PayPal for my default payments provider, and financer when I want something a little extra. Reviewed on: 18th April 2026

Always keeping my funds safe and easy to understand...

Always keeping my funds safe and easy to understand the interface Reviewed on: 18th April 2026

Easy, very helpful, I always trust PayPal 100%

Easy, very helpful, I always trust PayPal 100% Reviewed on: 18th April 2026

Really good products and customer service.

Really good products and customer service. Use it for big purchases giving the flexibility to pay over time with no interest or charges Reviewed on: 18th April 2026

PayPal Credit

PayPal credit was straightforward to set up and manage on a monthly basis and I trust careful use will improve my credit rating over time. I have had no need so far to contact customer service or support, which I feel says everything. Well done!!! Reviewed on: 18th April 2026

Great experience, always helpful if having any issues.

Great experience, always helpful if having any issues. Nice and easy applications and website to use Reviewed on: 18th April 2026

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