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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147718 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147718)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal is always reliable and i feel safe using PayP...

Paypal is always reliable and i feel safe using PayPal for my purchases Reviewed on: 17th June 2026

Its never let me down

Its never let me down 0% fir 4 months all you have to be is disciplined Reviewed on: 17th June 2026

I find using the app to be straightforward and easy.

I find using the app to be straightforward and easy. However. I think PayPal needs to better support to it's customers when company's are trying to take customers money for poor goods and services. Reviewed on: 17th June 2026

Easy to access and use, got a interest free option f...

Easy to access and use, got a interest free option for a purchase Reviewed on: 17th June 2026

Excellent service every time, fast and easy to use

Excellent service every time, fast and easy to use Reviewed on: 17th June 2026

Excellent products and service

Have used PayPal for years. Data's safe, transactions quick, credit options excellent and customer service is great for those times a purchase never turns up. No hesitation in recommending PayPal to others. Reviewed on: 17th June 2026

Always use PP and the Pi3 is a God send let's you ma...

Always use PP and the Pi3 is a God send let's you manage larger payments with ease!! Happy days Reviewed on: 17th June 2026

Great facility for online shopping

I’ve been with PayPal and used their various credit facilities for nearly 20 years. They are very good ànd fair. Only complaint I have is that they haven’t increased my loan credit limit in 10 years; meanwhile, people I know with much worse credit than mine have received double the limit. Reviewed on: 17th June 2026

Peace of mind

Nice and straightforward as the transfer was paid straight to the seller's account. Reviewed on: 17th June 2026

It makes my live easier whenever I’m.

It makes my live easier whenever I’m. Reviewed on: 17th June 2026

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