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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147675)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to set up credit, offers great rate and payment...

5
Easy to set up credit, offers great rate and payment options Reviewed on: 17th June 2026

Simple process - app easy to navigate

4
Simple process - app easy to navigate Reviewed on: 17th June 2026

Quick and easy to use.

5
Quick and easy to use. The app makes everything easy to keep track of too. Reviewed on: 17th June 2026

I've always found paypal very easy to use and manage.

5
I've always found paypal very easy to use and manage. Reviewed on: 17th June 2026

Amazing service, very easy to pay, very easy app, ve...

5
Amazing service, very easy to pay, very easy app, very beneficial Reviewed on: 17th June 2026

I found paypal credit to be indispensable while rebu...

5
I found paypal credit to be indispensable while rebuilding my credit rating after the lockdowns. Reviewed on: 17th June 2026

The security checks are excellent and easy to use

5
The security checks are excellent and easy to use Reviewed on: 17th June 2026

Great simple service

5
Great simple service Easy payment structure and options Reviewed on: 17th June 2026

Love Paypal.

5
Love Paypal.Sorted Me out good when I got scammed.Thank You Paypal.I always use them.Got scammed for £300.Paypal refunded Me.I will be forever gratefull. Reviewed on: 17th June 2026

Never a problem App easy to use and always prompt...

5
Never a problem App easy to use and always prompt Reviewed on: 17th June 2026

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