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PayPal: PayPal Credit reviews

4.90
Based on 82,218 reviews, last reviewed 22nd Apr 2026
2898900% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has given me the opportunity to thrive in ter... PayPal has given me the opportunity to thrive in terms of my finances Reviewed on: 22nd April 2026
Jerel V's avatar
Jerel V

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82218)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great deals and bonuses

5
I’ve had a good experience with PayPal Credit — flexible payment options, plenty of choice, and helpful online support. Overall, very solid. Reviewed on: 18th April 2026

Never had any problem with purchasing

5
Never had any problem with purchasing Reviewed on: 18th April 2026

Great card easy use to use great customer servi...

5
Great interest rate easy to use great customer service quick response for all the customer service team people Reviewed on: 18th April 2026

Highly recommend PayPal

5
If I have had a problem PayPal have been fantastic at resolving them. Also helping with any query I've had regarding web development and linking to PayPal services. I can not fault them on anything Reviewed on: 18th April 2026

My experience with PayPal has been very good so far.

5
My experience with PayPal has been very good so far. It’s easy to use, secure, and makes sending or receiving payments really convenient. I would definitely recommend it. Reviewed on: 18th April 2026

So easy to youse and keeps you up to date with your...

5
So easy to youse and keeps you up to date with your acount Reviewed on: 18th April 2026

Great to use PayPal I pay back monthly and can use t...

5
Great to use PayPal I pay back monthly and can use that money again with no fees Reviewed on: 18th April 2026

I really like pay pal I have used it for...

5
I really like pay pal I have used it for years Reviewed on: 18th April 2026

Amazing service and very reliable

5
Amazing service and very reliable Reviewed on: 18th April 2026

Paypal is so helpfull for all my transaction because...

5
Paypal is so helpfull for all my transaction because in their 4months to pay if I spend £100 in every transaction I'll made Reviewed on: 18th April 2026