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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85429 reviews)

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4.90

Based on 85,429 reviews, last reviewed 25th Apr 2026

3195600% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great app I have contacted customer service only once about an address issue and they sorted it out straight away. I loved the” Pay in Three system and can also... Read more Reviewed on: 25th April 2026

Latest lowest rating:

2

I’m holding the account more than 20 years and my cr... I’m holding the account more than 20 years and my credit limit was £1200 and suddenly without any reason reduced to only £200. It’s long back. So don’... Read more Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85429)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy and smart.

Very easy and smart. All payments are secure and quick. Reviewed on: 21st April 2026

Easy to use app.

Easy to use app. Great interest free timescales. Customer Service fast and friendly Reviewed on: 21st April 2026

I use PayPal for a long time and I'm very happy.

I use PayPal for a long time and I'm very happy. Reviewed on: 21st April 2026

PayPal dispute resolution service is great.

PayPal dispute resolution service is great. I had an issue with cancelling a subscription service and PayPal helped me to fix it. Reviewed on: 21st April 2026

A useful tool with payment options.

Overall, it’s been a positive experience. PayPal has become a great tool for my business. Larger items can be paid over time which makes such decisions easier. Reviewed on: 21st April 2026

It is a convenient and reasonably safe place to shop...

It is a convenient and reasonably safe place to shop Reviewed on: 21st April 2026

Quick and convenient

Always find PayPal easy to use and it is accepted at so many places. The ability to spread payments over a number of months has been very useful. Reviewed on: 21st April 2026

Easy to link to payments with flexible options like...

Easy to link to payments with flexible options like Pay in 3 or credit. Makes both big purchases and everyday spending simple to manage. Reviewed on: 21st April 2026

Only had customer service twice in probably 10years...

Only had customer service twice in probably 10years always been very helpful Reviewed on: 21st April 2026

The app is high quality, transparent and easy to use.

The app is high quality, transparent and easy to use. Reviewed on: 21st April 2026

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