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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145430)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So handy when the cash isn't available at that minut...

So handy when the cash isn't available at that minute you see what you want, PayPal is always there to help out Reviewed on: 15th June 2026

PayPal is my Go To

I have used "pay in three" several times. Pay pal always reminds you when payment is due and gives you the option to pay it off. Where I have had trouble with a purchase PayPal have always been ready to advise and act in my behalf. I feel I am in safe hands with PayPal. Reviewed on: 15th June 2026

Trusted Transparent Flexible

Hassle free, easy to use service and offers a great flexible way to pay. Trustworthy and transparent Reviewed on: 15th June 2026

Easy and reliable service.

Easy and reliable service. The PayPal 0% credit option gives a lot of flexibility. Reviewed on: 15th June 2026

Getting interest free credit is quick and simple

Getting interest free credit is quick and simple and the always available 'pay in three' feature is an absolute life saver for large payments. The security of payments is also very good as each payment has to be confirmed by a Login. Reviewed on: 15th June 2026

Very convenient and easy no need to go through all

Very convenient and easy no need to go through all Reviewed on: 15th June 2026

Easy and simple to use.

Easy and simple to use. Never had any issues and customer service is easy to access. Reviewed on: 15th June 2026

Excellent problem resolution

I have found PayPal easy to contact and effective and efficient at resolving customer issues. Reviewed on: 15th June 2026

Great service, easy to use!

Great service, easy to use! Would highly recommend to family and friends. Reviewed on: 15th June 2026

Principal over Interest

As much as there are good things in place that allow you have 0% interest for x amount of time, I wish they would prioritise any payment you make tackling those principle loans rather than paying off the interest first Reviewed on: 15th June 2026

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