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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147623 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147623)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Well done Paypal

Very easy to use the PayPal app, quick payments Reviewed on: 17th June 2026

Outstanding Customer Service Every Single Time!

Outstanding Customer Service – Every Single Time! I have had an amazing experience with PayPal over the years. Whenever I need to reach out, their team picks up incredibly fast. Any issues I’ve ever run into have been resolved quickly and efficiently. They are consistently helpful, professional, and genuinely care about solving your problem. I absolutely love using PayPal—their customer service is top-tier! Reviewed on: 17th June 2026

Very good thank you good and safe way to pay...

Very good thank you good and safe way to pay for items Reviewed on: 17th June 2026

Easy to get credit, no problems so far at all.

Easy to get credit, no problems so far at all. Reviewed on: 17th June 2026

Great to spread costs so it doesn’t come out in all...

Great to spread costs so it doesn’t come out in all one go Reviewed on: 17th June 2026

PayPal - reliable, reputable and established

I’ve been with PayPal a long time. I totally trust it and find it very easy to use. I can request or send money simply. I use it for business and personal transactions. The PayPal credit is yet another example of them moving with the times providing customers with what they need. Reviewed on: 17th June 2026

PAYPAL - 0%, Interest for 4 months

I’ve been using PayPal for many years and have always found it to be a reliable, secure, and convenient way to make payments online. The platform is easy to use, transactions are processed quickly, and I appreciate the added buyer protection when shopping online. PayPal continues to provide an excellent service and gives me confidence when making purchases online. Reviewed on: 17th June 2026

Long time PayPal user. Cant fault it.

I have been using PayPal for easily 15+ years. As someone who doesn’t have a credit card, it provides some safety when doing big online purchases & I feel like it is a secure way to pay. Never had any issues & the option of PayPal credit with 4 months interest free payments is a an added bonus. It’s so easy to use to transfere money to others. Reviewed on: 17th June 2026

Always easy to use and reliable.

Always easy to use and reliable. Great deals on zero percent for months Reviewed on: 17th June 2026

Very fast and good services.

Very fast and good services. Good customer service and the ability to sort out failed transactions. Easy and cool app to use. Am always glad to transact using PayPal knowing no seller will stress you with unconcluded transactions Reviewed on: 17th June 2026

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