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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147576)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

easy to use,never had a problem with paypal,they are...

5
easy to use,never had a problem with paypal,they are always happy to step in and help if ever there is a prblem Reviewed on: 17th June 2026

Not needed customer service, but very happy so far,...

5
Not needed customer service, but very happy so far, easy to use and make payments, check balances etc Reviewed on: 17th June 2026

Easy to stay updated on use

5
I love how I can use Paypal for a Reviewed on: 17th June 2026

I use Paypal all the time...

5
I use Paypal all the time as it is a safe and easy way to pay for things Reviewed on: 17th June 2026

I love this service so easy to use and pay off.

5
I love this service so easy to use and pay off. Reviewed on: 17th June 2026

Credit Made Simple

4
Easy to use simple and quick and effective Reviewed on: 17th June 2026

Paypal has been my Best option when it comes to payi...

5
Paypal has been my Best option when it comes to paying anything online as they are very helpful and reliable when anything goes wrong with a payment.They are the the one I look for when paying anything online and even better they now have a card you can use in the shops. I have tried other services from their competitors but I don't use them unless it's the only way to buy it online. Reviewed on: 17th June 2026

PayPal anywhere.

5
A great provider and accepted anywhere PayPal is available. Reviewed on: 17th June 2026

Great credit card

5
It was very easy to apply. Good credit limit. I like the pay in installments feature. Also great for securoty online Reviewed on: 17th June 2026

Good experience love the pay later

5
Good experience love the pay later Reviewed on: 17th June 2026

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