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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82292 reviews)

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4.90

Based on 82,292 reviews, last reviewed 23rd Apr 2026

2905300% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Interest free for 4 months for the win I started off using pay in 3, but then found that with PayPal credit if I was spending over £100 I could get 4 months interest free which is amazing. Reviewed on: 23rd April 2026

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82292)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal very safe place for online shopping.

Paypal very safe place for online shopping. Give me a wonderful offers when I by via paypal. Reviewed on: 18th April 2026

Thank you Very Good very nice thank you

Thank you Very very Good very nice Reviewed on: 18th April 2026

Flexible and easy to use , excellent communication.

Flexible and easy to use , excellent communication. Reviewed on: 18th April 2026

always fantastic.

always fantastic. I can spend money more comfortably knowing that I can pay it back in instalments. very good experience I use it all the time. I love it really fantastic. Reviewed on: 18th April 2026

Hassel free

Always easy and quick when using pay pal no hassle no stress Reviewed on: 18th April 2026

Had a problem with a unwanted subscription purchase.

Had a problem with a unwanted subscription purchase. Paypal stepped in and sorted for me Reviewed on: 18th April 2026

PayPal helped when I was being scammed they were so...

PayPal helped when I was being scammed they were so helpful Reviewed on: 18th April 2026

PayPal has been extremely helpful making purchases

PayPal has been extremely helpful making purchases. Reviewed on: 18th April 2026

Easy to use and keep on top of payments.

Easy to use and keep on top of payments. Lots of interest free options for most retailers if paid within an agreed timescale. Can easily over pay. Reviewed on: 18th April 2026

PayPal push its credit facility without telling you...

PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the discount being offered by taking it Reviewed on: 18th April 2026

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