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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85625 reviews)

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4.90

Based on 85,625 reviews, last reviewed 25th Apr 2026

3213900% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use and if I have a problem they sort it... So easy to use and if I have a problem they sort it for me Reviewed on: 25th April 2026

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (85625)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Can’t fault them and the ease of the app

Can’t fault them and the ease of the app Reviewed on: 21st April 2026

I joined PayPal for over 10 years.

I joined PayPal for over 10 years. I have never had problems. Instead PayPal has been there for me. Specially in my tight moments. With PayPal everything it's so easy. Reviewed on: 21st April 2026

Efficient great lead time and clear structure easy t...

Efficient great lead time and clear structure easy to follow Reviewed on: 21st April 2026

My experience with the payment system has been conve...

My experience with the payment system has been convenient and reliable. It has proven me with flexibility and given me the scope to purchase essential items without incurring extortionate interest charges. Reviewed on: 21st April 2026

Highly recommended

Very easy to use and safe way to do shopping online. Your money is safe by all means, highly recommend this. Reviewed on: 21st April 2026

Fantastic option for online purchases.

I have PayPal credit credit account/card and PayPal debit card which gives points/cash back when you you use it to make payments purchase, much better than my Natwest debit card. I also use Ebay a lot, getting interest rates below 13% is way below any of my other credit lines. I use. The interest free pay within 4 months ioption PayPal option is my favorite way to pay for things, is a far better deal than competition such as Klarna offer. Reviewed on: 21st April 2026

Paypal - Easy to use & very versatile

Easy to use & very versatile. Combined all my credit to Paypal and makes management simple. Reviewed on: 21st April 2026

My pal paypal

I always feel that when I use PayPal for payment I am safe,they also give good promotional rates Reviewed on: 21st April 2026

PayPal Credit is King

Made my life much easier with PayPal credit. Especially the new card payments Reviewed on: 21st April 2026

Great Financial Service

I had an issue with a vendor and PayPal teams have dealt with it brilliantly. Reviewed on: 21st April 2026

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