Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145425)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Use PayPal for all sorts all the time.

Use PayPal for all sorts all the time. No issues and really like it. Only had one issue which was resolved quickly Reviewed on: 15th June 2026

Be careful of the app

Mostly fine with this product, apart from one instance where the app stated my Direct Debit was set up but it never went out and it went down as a missed payment. Reviewed on: 15th June 2026

Excellent customer service always solved any problem...

Excellent customer service always solved any problems quickly and efficiently Reviewed on: 15th June 2026

Trustworthy

Excellent services. Trustworthing genuine company that I have used for over a decade, Reviewed on: 15th June 2026

Never had any issues, nothing bad to say

Never had any issues, nothing bad to say Reviewed on: 15th June 2026

Very professional and useful in every day transactio...

Very professional and useful in every day transaction and also very efficient in resolving dispute. Reviewed on: 15th June 2026

Rather not as the service is not good but the servic...

Rather not as the service is not good but the services are. Reviewed on: 15th June 2026

The safest most convenient way I can pay for goods o...

The safest most convenient way I can pay for goods online. Reviewed on: 15th June 2026

I’ve never had an issue with PayPal credit.

I’ve never had an issue with PayPal credit. Easy to use and offers different payment options. Reviewed on: 15th June 2026

Its easy and simple to use.

Its easy and simple to use. Great for money saving and finances Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76392 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub