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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147415 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147415)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have used PayPal for years and never had a problem...

I have used PayPal for years and never had a problem and customer service is very very good. Reviewed on: 17th June 2026

PayPal pay in 3 is great - it allows me to make purc...

PayPal pay in 3 is great - it allows me to make purchases without the pressure of a lump sum Reviewed on: 17th June 2026

Used PayPal for over 10 years buying and selling alw...

Used PayPal for over 10 years buying and selling alway helpful easy to work with Reviewed on: 17th June 2026

It’s great straight forward app is amazing

It’s great straight forward app is amazing Reviewed on: 17th June 2026

Ive never had a bad experience with paypal.

Ive never had a bad experience with paypal. The pay in 3 function is fantastic. The customer service can be a little frustrating because of the automation is difficult to get the right answers to some of the questions but thats the AI. It's easier to just speak with a real person at paypal if youre queries are a little more complex. Over really great app. Reviewed on: 17th June 2026

Easy to use and keep ontop of the easy to use finances

Easy to use and keep ontop of the finances Reviewed on: 17th June 2026

PayPal got my back

Easy transaction I always use PayPal for online shopping they have my back if anything goes wrong Reviewed on: 17th June 2026

This is an easy and convenient way to pay

This is an easy and convenient way to pay and is a good option if you temporarily need additional funds. Reviewed on: 17th June 2026

PaypalCredit makes things affordable for me...

Most things that I would not have been able to afford become affordable because I can pay with PayPal. I am able to spread the cost and pay overtime without any stress or strain on my finances. Paypal credit gives 4 month grace. I am almost always able to make full payment without any problems. Reviewed on: 17th June 2026

Great experience

Great experience to keep money organised and protected Reviewed on: 17th June 2026

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