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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82487 reviews)

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4.90

Based on 82,487 reviews, last reviewed 23rd Apr 2026

2923300% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good for shopping payments and transferring mon... Very good for shopping payments and transferring money to friends, I don’t utilise their full range of capabilities. Reviewed on: 23rd April 2026

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82487)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I was short of money at the end of the month but wit...

I was short of money at the end of the month but with PayPal it helped me get through thanks a lot. Reviewed on: 19th April 2026

Able to spread payment over 3 to 6 months without pa...

Able to spread payment over 3 to 6 months without paying interest. Reviewed on: 19th April 2026

Been using PayPal for a long time recently decided t...

Been using PayPal for a long time recently decided to credit my phone and got 0% interest and happy i was valued Reviewed on: 19th April 2026

Am having a great experience with PayPal credit, im...

Am having a great experience with PayPal credit, im well informed, customer services are excellent and very professional, am updated with everything, communication is easy, im confident using PayPal credit, no hidden information. Reviewed on: 19th April 2026

It's easy efficient and always a quick response to e...

It's easy efficient and always a quick response to every thing and it does exactly what it says on the tin Reviewed on: 19th April 2026

Excellent experience, pay pal helps me a lot

Excellent experience, pay pal helps me a lot Reviewed on: 19th April 2026

Exceptional Financial Company

I feel secure having PayPal as a payment option at checkout. With PayPal offering their Pay in 3s option, this has enabled me to purchase many times and spread the cost. Overall PayPal is the most trusted and reliable payment option I have ever experienced. Also you can feel secure when paying knowing if there are any disputes regarding any purchases from the merchant,you can open a resolution case. Reviewed on: 19th April 2026

Always easy to access and use in App

Always easy to access and use in App Reviewed on: 19th April 2026

Makes life PayPal easy

Very happy with PayPal, you can see all transactions and you know exactly where you are. , Makes life PayPal easy Reviewed on: 19th April 2026

Good job

It very easy to achieve and very good process Reviewed on: 19th April 2026

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