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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147304 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147304)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Used for booking holidays.

Used for booking holidays.and pay in 3 payments really good if your short on funds until payday Reviewed on: 17th June 2026

I’ve contact PayPal before about transactions and th...

I’ve contact PayPal before about transactions and they always been very help. I like the pay in 3 option as I can budget my money still be able to buy what I want and afford it over a few months. I use it a lot for concert tickets. I love it Reviewed on: 17th June 2026

After making a mistake with sending money to the wro...

After making a mistake with sending money to the wrong email I was helped to sort it out immediately. So kind and helpful. Reviewed on: 17th June 2026

Makes life easier

I use paypal credit for a lot of my big purchases, its easy to use and with a set preapproved limit it means I dont have to mess around going through approval processes, and I can make big purchases without having to worry about it making a big impact on my monthly Reviewed on: 17th June 2026

0% for 4 Months

Easy to set up, good experience so far Reviewed on: 17th June 2026

Paypal makes transaction easy online

Paypal makes transactions easy online Reviewed on: 17th June 2026

Problem solving features included during any dispute...

Problem solving features included during any dispute between seller and consumer. PayPal app links between consumer and seller. Reviewed on: 17th June 2026

Paypal credit is a great product

Paypal credit is a great product which is simple to use and helps me monitor my spending. The Portal is straightforward to use and has a simple clean user interface. PayPal Credit is great for one off small purchases. Reviewed on: 17th June 2026

Excellent experience value for money good communicat...

Excellent experience value for money good communication Reviewed on: 17th June 2026

Overall a good financial institution, have no compla...

Overall a good financial institution, have no complaints, previously when I needed help with returns or just to find my parcel, customer service where very helpful and reliable. Reviewed on: 17th June 2026

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