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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50525 reviews)

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4.91

Based on 50,525 reviews, last reviewed 9th Jun 2025

1817300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

no problems setting up a pay by paypal! no problems setting up a pay by paypal! Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50525)

Review of the PayPal, PayPal Credit:

Great Experience with PayPal Credit.

My Great Experience with PayPal Credit I recently had a fantastic experience using PayPal Credit for a larger online purchase, and I wanted to share my positive feedback. I was looking to buy a new piece of electronics, and while I had some savings, I didn't want to deplete them entirely. That's where PayPal Credit came in. The application process was incredibly fast and straightforward, taking only a few minutes to get approved. What impressed me most was the 0% interest promotional period they offered. This allowed me to spread the cost of my purchase over several months without incurring any extra charges, which was a huge relief. Managing my payments has also been a breeze. The PayPal platform clearly shows my payment due dates and outstanding balance, and I receive timely reminders. It's truly given me more flexibility in my budget, allowing me to get what I needed without financial strain. I'm genuinely happy with how easy and beneficial PayPal Credit has been for me. Reviewed on: 29th May 2025

Great for spreading the cost on big purchases or ord...

Great for spreading the cost on big purchases or ordering a few items to try before returning things you don't want. Have been using the credit system for a while now and I haven't had a bad experience. Reviewed on: 7th June 2025

Smooth & secure

Secure payments & so many months of interest free on items of a certain amount too. All my transactions have been smooth & trouble free. Always keeps me up to date on my account with emails & I feel it gives me more protection with online payments. It's definitely my Pay Pal Reviewed on: 7th June 2025

Easy to use. Safe, efficient process

Use frequently, make good use of the pay in 3 facility. Never had any problems Reviewed on: 7th June 2025

I use it to pay for any purchases and pay off within...

I use it to pay for any purchases and pay off within 4 months without interest Reviewed on: 7th June 2025

Paypal credit is an excellent service, the terms and...

Paypal credit is an excellent service, the terms and conditions are very fair and the customer service is always excellent.It's very fair with the credit limits it gives and the credit limit increases are optional so you don't get in to financial difficulties.I Really like paypal credit and will always champion this service. Reviewed on: 7th June 2025

Good service of PayPal credit and pay in 3.

Good service of PayPal credit and pay in 3. Reviewed on: 7th June 2025

I’ve been using PayPal Credit for a while now, and i...

I’ve been using PayPal Credit for a while now, and it’s become one of my favorite ways to manage online purchases. One of the biggest reasons I like it is the flexibility it offers. It allows me to buy what I need now and pay over time, which is incredibly helpful when making larger purchases or managing unexpected expenses. Reviewed on: 7th June 2025

I have found paypal easy to use and very good for mo...

I have found paypal easy to use and very good for money, especially when transferring internationally. I have really enjoyed my use of PayPal over the years and really really recommend this to anyone who is thinking of using it. Reviewed on: 7th June 2025

GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLE...

GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLEMS OUT YOU HAVE 10/10 EVERY TIME. Reviewed on: 7th June 2025

It is excellent, wouldn’t use any other service.

It is excellent, wouldn’t use any other service. Very easy to use and it’s flexible. Paypal credit is used by several people in my family and friends as well. Reviewed on: 7th June 2025

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