Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82620 reviews)

View other PayPal products

4.90

Based on 82,620 reviews, last reviewed 23rd Apr 2026

2935200% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very efficient Always a good experience, very smooth and efficient. Clear information and effortless payments. Reviewed on: 23rd April 2026

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82620)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, good credit, good customer support

Easy to use, good credit, good customer support Reviewed on: 19th April 2026

Best retail finance provider

I’ve been with PayPal for approximately 9 years now & they have always provided great customer service, their products are also great! Reviewed on: 19th April 2026

I have had no issues with paypal

I have had no issues with paypal Reviewed on: 19th April 2026

Paypal his very Relieable way to pay for goods Exce...

Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026

Excellent service!

PayPal has been excellent in times when I’ve needed to make purchases, good customer service and are there if any problems have arisen with my order. Reviewed on: 19th April 2026

The experience is very good I would like to increase...

The experience is very good I would like to increase my credit Reviewed on: 19th April 2026

Easy to use and clear to what your payments are

Easy to use and clear to what your payments are Reviewed on: 19th April 2026

Highly recommended money manager

Superb way to spread costs short-term without overspending or over committing. Easy to manage via App. Feels secure and trustworthy when paying online. Reviewed on: 19th April 2026

Overall quick and easy, no complaints

Overall quick and easy, no complaints Reviewed on: 19th April 2026

Easy to navigate and understand.

Easy to navigate and understand. Well designed website pages. Clear and well spaced. Flick from page to page is quick and simple. The only gripe is when you pay your balance, it sometimes takes a few days to settle the account Reviewed on: 19th April 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Very Account
from Shop Direct 4.38 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub