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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147287 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147287)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Brilliant product so happy with it and easy to use a...

Brilliant product so happy with it and easy to use at any point t Reviewed on: 17th June 2026

Unexpected good , everything was easy to approach an...

Unexpected good , everything was easy to approach and straight forward Reviewed on: 17th June 2026

Easy to use, no hassle with payments very quick

Easy to use, no hassle with payments very quick Reviewed on: 17th June 2026

I find it hard to know what's going on with my PayPa...

I find it hard to know what's going on with my PayPal account Reviewed on: 17th June 2026

Paypal credit service is the best and most refreshin...

Paypal credit service is the best and most refreshing credit service in the modern retail world, the ability to interest free over 4 months at no additional charge, with such a secure platform, and widespread diversity of stores is incredible! Reviewed on: 17th June 2026

Could offer more repayment options.

Could offer more repayment options. Was unable to do a 0% balance transfer Reviewed on: 17th June 2026

PayPal a service with many options to buy goods

I use PayPal a lot I’ve used pay in 3 pay , PayPal credit it is a great platform that works for me I’ve had no issues and the customer service is second to none they have always sotered out my problems. It’s a platform for many ways to pay with security and also you can gain reward points which is a good thing too. Overall a great way to pay and use their platforms for goods with great benefits and security definitely recommend Reviewed on: 17th June 2026

I’ve had zero problems in the few years I’ve had Pay...

I’ve had zero problems in the few years I’ve had PayPal credit I’ve never had to call in and speakvv N.V. to anyone about any problems and the next thing is the interest rate is no way near high like credit cards so thank you so much for that Reviewed on: 17th June 2026

I do all my payments through PayPal as I feel safe s...

I do all my payments through PayPal as I feel safe safe to do so it’s just brilliant Reviewed on: 17th June 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Great experience across all areas Reviewed on: 17th June 2026

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