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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147280 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147280)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I enjoy using PayPal credit!

I enjoy using PayPal credit! It’s one of my main reasons for using PayPal! The customer service is actually amazing! Just hard to get hold of on the chat service sometimes! The phone customer service is pretty good and they’re quite understanding! Reviewed on: 17th June 2026

Using Paypal couldn’t be easier.

Using Paypal couldn’t be easier. The app is intuitive and simple to use. Reviewed on: 17th June 2026

I am really happy and grateful for PayPal credit bec...

I am really happy and grateful for PayPal credit because it has been able to provide me the opportunity to purchase essential items I need on credit which include having paid on credit for my NEBOSH health and Safety international course and Exam fees. I am not sure how I could get head of my life with the current high cost of living for average people like me without PayPal credit. Thank you for the opportunity. It also help with my credit score Reviewed on: 17th June 2026

I use PayPal all the time.

I use PayPal all the time. It's my go to payment app, easy to use, gives added security to purchases and the credit options are very handy too. I've only needed to speak to customer services once but when I did my problem was handled well and sorted out quickly Reviewed on: 17th June 2026

Always use it for anything over £100, really helpful...

Always use it for anything over £100, really helpful to have 4 months interest free. Reviewed on: 17th June 2026

Paypal experienced

I have never experienced a problem with paypal always very curtious and quick to act on any inquiries I have had Reviewed on: 17th June 2026

Exellent Customer Support,Communication and Resoluti...

Exellent Customer Support,Communication and Resolution, i had support for an issue with unfulfilled purchase which was very reassuring that they had me covered and dealt with it very quickly. The paypal credit is easy to use, easily manageable and the 0% interest period is great Reviewed on: 17th June 2026

So easy to arrange and makes budgeting easier

So easy to arrange and makes budgeting easier Reviewed on: 17th June 2026

PayPal always listen

Excellent customer service and PayPal always listen Reviewed on: 17th June 2026

You have peace of mind using PayPal

You have peace of mind using PayPal Reviewed on: 17th June 2026

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