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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145406)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to pay using pay pal

5
Very safe and easy to use the app I love it when I pay for something and I see I can pay with pay pal Reviewed on: 15th June 2026

good and save method of by online and securuty

5
good and save method of by online and securuty Reviewed on: 15th June 2026

Quick transaction, buyer protection, perfect service!

5
Quick transaction, buyer protection, perfect service! Reviewed on: 15th June 2026

The idea of paypal credit is very good for small bus...

5
The idea of paypal credit is very good for small businesses owners to grow their businesses. However, paypal policies and decisions in handling cases credit cards are far better. Reviewed on: 15th June 2026

Rapid transactions.

5
Rapid transactions. Easy to manage the accounts and clear oversight of funds Reviewed on: 15th June 2026

Paypals awesome

5
Paypals very convenient and they offer flexible 0% interest payment plans that allow me to feel at ease when making big purchases. Theyve recently offered physical credit cards to allow people to use their balance on the go and I’ve just ordered mine now. Reviewed on: 15th June 2026

Quick and easy to use!

5
The PayPal experience was quick and easy, making payments is very easy to compete and gives you the freedom to be more flexible when purchasing items. Reviewed on: 15th June 2026

Easy to spread cost interest free

5
Easy to spread cost interest free Reviewed on: 15th June 2026

Always have the best customer service experience whe...

5
Always have the best customer service experience whenever I had an issue and would be quickly resolved no hassle Reviewed on: 15th June 2026

PayPal credit helped me a lot when I had less money...

5
PayPal credit helped me a lot when I had less money in my bank account. Reviewed on: 15th June 2026

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