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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147275 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147275)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to navigate, app is easy accessible no confusion

Easy to navigate, app is easy accessible no confusion Reviewed on: 17th June 2026

I have used PayPal credit many times to split the co...

I have used PayPal credit many times to split the cost of more expensive items, I find it great for if you possibly need to return items as well so you’re not out of pocket waiting for the refund. A great experience every time Reviewed on: 17th June 2026

Very useful features to have when online shopping an...

Very useful features to have when online shopping and very easy to use and pay Reviewed on: 17th June 2026

Free interest easy to pay well established company ,

Free interest easy to pay well established company , Reviewed on: 17th June 2026

Paypal credit - the 0% story .....

Bought new Samsung phone- paying through PayPal gave me an extra £100 off and 36 months at 0% finance. This is a deal I couldnt find elsewhere. Offers such as paying 0% for 3 months have been a godsend as well Reviewed on: 17th June 2026

Helping me rebuild my house bit by bit

It’s great for me as build projects and can pay back over time Reviewed on: 17th June 2026

Best service

Been using PayPal for many years and have been totally satisfied with the service highly recommended Reviewed on: 17th June 2026

Never had an issue, always does what it says on the...

Never had an issue, always does what it says on the tin. Reviewed on: 17th June 2026

Reliable and secure.

Easy to use, reliable and secure. Reviewed on: 17th June 2026

Flexible payments helps me to settle my payments mor...

Flexible payments helps me to settle my payments more freely and I dont have to pay some unexpected ongoing in the same month Reviewed on: 17th June 2026

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