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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (82879 reviews)

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4.90

Based on 82,879 reviews, last reviewed 23rd Apr 2026

2958900% increase in 5 star reviews

in the past 90 days

4250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very Nice ! Very Nice !!! Super helpfull when we don’t have money at Moment , given us that hand ! Reviewed on: 23rd April 2026

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (82879)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve had a very Good experience with Paypal highly r...

I’ve had a very Good experience with Paypal highly recommend Reviewed on: 19th April 2026

Very good and very convenient to use

Very good and very convenient to use Reviewed on: 19th April 2026

Very simple to use and professional application

Very simple to use and professional application Reviewed on: 19th April 2026

Great to build credit The customer service is quick...

Great to build credit The customer service is quick and reliable Reviewed on: 19th April 2026

Helpfull when scammed.

Helpfull when scammed. Money returned straight away. Reviewed on: 19th April 2026

The PayPal credit is easy to use and manage.

The PayPal credit is easy to use and manage. You are protected against issues such as scams, fake sellers or issues with items delivery. Reviewed on: 19th April 2026

I use this regularly.

I use this regularly. It's great that you get more time to pay, so you can spread the cost, especially when money is a bit tight. Reviewed on: 19th April 2026

Excellent service

PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recommend to anyone who is willing to make the monthly payments, which are not high at all. Reviewed on: 19th April 2026

Brilliant as always very safe, quick service and exc...

Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026

Efficient financial services

I've been a customer for a few tears now and use PayPal as a backbone in my finances. Buy in three, transfers and single purchases are regular transactions. Always quick and efficient. I am liking the new delivery tracking too. Reviewed on: 19th April 2026

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